ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Looking for a va loan specialist in Destin? Review the directory below to compare your options.
13 agents listed
Updated May 2026
Destin, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 13 va loan specialists in Destin, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
HomeFi Digital Mortgage
4008 Legendary Dr #300A, Destin, FL 32541
8504247277
PrimeLending, A PlainsCapital Company - Emerald Coast
864 US-98 E Suite A-7, Destin, FL 32541
8508377360
Sean Frith at CrossCountry Mortgage
34990 Emerald Coast Pkwy #300, Destin, FL 32541
8777731226
Wendy Kotowske Seagle- Mortgage Loan Officer
36164 Emerald Coast Pkwy, Destin, FL 32541
8504991336
Andy Vogel, Mortgage Lender
4008 Legendary Dr Suite 300, Destin, FL 32541
3022429966
Noah Donatelli - Mortgage Loan Officer
36164 Emerald Coast Pkwy, Destin, FL 32541
8508220252
Tammy Frith at CrossCountry Mortgage
34990 Emerald Coast Pkwy #300, Destin, FL 32541
8777731226
Thom Arena HomeFI Mortgage
4008 Legendary Dr office 300g, Destin, FL 32541
8508658466
Bryan Crumpler, HomeFi Digital Mortgage
4008 Legendary Dr Suite 300, Destin, FL 32541
2544329751
Destin Mortgage | Fidelity Home Group
34990 Emerald Coast Pkwy suite 330, Destin, FL 32541
8508062375
Erin Buck
4008 Legendary Dr Suite 300, Destin, FL 32541
8509742480
Joshua Lowey
4008 Legendary Dr Suite 300, Destin, FL 32541
8502180980
Dawn Wimer
4008 Legendary Dr Suite 300, Destin, FL 32541
6789236886
A VA loan specialist in Destin Florida helps veterans and active duty service members navigate the home buying process. Florida law exempts disabled veterans from certain property tax assessments, which can affect loan affordability. Local specialists understand the unique real estate market in Okaloosa County and near Eglin Air Force Base.
What Does a VA Loan Specialist in Destin Cost?
Typical costs for a VA loan specialist in Florida include an origination fee of up to 1 percent of the loan amount and third-party fees for appraisal and credit report. These fees usually range from 500 to 1,500 dollars depending on the lender and property location. Some specialists may charge a flat consulting fee of 200 to 500 dollars for pre-qualification guidance. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the basic eligibility requirements for a VA loan in Destin?
You must meet service requirements set by the Department of Veterans Affairs. This typically means 90 days of active service during wartime or 181 days during peacetime. You also need a valid Certificate of Eligibility from the VA.
Is there a funding fee for VA loans in Florida?
Yes, the VA funding fee applies to most loans unless you are exempt due to a service-connected disability. The fee ranges from 1.25 percent to 3.3 percent of the loan amount depending on your down payment and whether it is your first use.
Can I use a VA loan for a second home or investment property in Destin?
No, VA loans are for your primary residence only. You must occupy the home as your main living space. Using a VA loan for a vacation rental or investment property is not allowed under VA rules.
Free • No Obligation
Compare VA Loan Specialists
Get matched with agents in Destin who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.