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Looking for a va loan specialist in Estero? Review the directory below to compare your options.
6 agents listed
Updated May 2026
Estero, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 6 va loan specialists in Estero, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
New American Funding - Viri Martinez
23150 Fashion Dr, Estero, FL 33928
2395375485
Joe DeMarco
23150 Fashion Dr Suite 237, Estero, FL 33928
8156695905
Giovanni Matita Be Your Gift Group Powered by New American Funding
23150 Fashion Dr Suite 237, Estero, FL 33928
2392535939
Moore Lending Team
23190 Fashion Dr P205, Estero, FL 33928
2398510320
Gator Mortgage Services
21500 Berwhich Run, Estero, FL 33928
8472787175
Gregory Hunt - Mortgage Loan Officer
8660 Corkscrew Rd, Estero, FL 33928
9083093189
A VA loan specialist in Estero, Florida helps veterans and active duty service members secure home financing with no down payment. Florida law requires lenders to provide a uniform closing cost estimate, and local property taxes in Lee County may affect your monthly payment. These specialists guide you through the Certificate of Eligibility process and ensure compliance with VA appraisal rules.
What Does a VA Loan Specialist in Estero Cost?
Typical costs for a VA loan specialist in Florida include an origination fee of 0.5% to 1% of the loan amount, plus third-party fees for appraisal, title search, and credit report. In Estero, these third-party fees often total between $500 and $1,500. The VA funding fee is required unless you have a service-connected disability. Costs vary by lender and loan size. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Estero?
A VA loan specialist is a mortgage professional who focuses on VA-backed home loans. They assist with paperwork, lender requirements, and VA funding fee calculations. In Florida, they must follow state licensing rules under the Florida Office of Financial Regulation.
How do I qualify for a VA loan in Estero Florida?
You need a valid Certificate of Eligibility from the VA and meet service requirements. Florida does not impose additional state-level eligibility rules. The specialist will verify your income, credit score, and debt-to-income ratio.
Are there Florida-specific VA loan limits for Estero?
As of 2024, VA loans in Florida have no maximum loan amount for qualified borrowers, but lenders may set their own limits. The VA funding fee in Florida is the same as federal rates, ranging from 1.25% to 3.3% depending on your down payment and service history.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.