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Find VA Loan Specialists Near You in Fernandina Beach, FL
Directory of va loan specialists in Fernandina Beach, Florida. Verify credentials with the state mortgage licensing authority before hiring.
15 agents listed
Updated May 2026
Fernandina Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 15 va loan specialists in Fernandina Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Keith Strausburg - 8 Flags Home Loans LLC NMLS 2406016
1901 Island Walkway #112, Fernandina Beach, FL 32034
9047894880
Gateway Mortgage - Fernandina Mortgage with Paul
308 1/2 Centre St, Fernandina Beach, FL 32034
9049905075
Capital City Home Loans
1884 S 14th St, Fernandina Beach, FL 32034
9043014492
John Adams - VA & Renovation mortgage loan Specialist - #442266
3 S 2nd St, Fernandina Beach, FL 32034
9046395571
loanDepot
4800 1st Coast Hwy #60, Fernandina Beach, FL 32034
9046395571
Dave Mumbauer Loan Officer iMath Group with Cornerstone First Mortgage
501 Centre St Suite 123, Fernandina Beach, FL 32034
9045836901
Elaine Ritter
1333 Atlantic Ave, Fernandina Beach, FL 32034
9045761672
CrossView Mortgage
1901 Island Walkway, Fernandina Beach, FL 32034
9043259008
Ruben Perez at Loan Depot
3 S 2nd St, Fernandina Beach, FL 32034
3107210079
Union Home Mortgage
501 Centre St Suite #125, Fernandina Beach, FL 32034
9046183117
Paul Moerman
3 S 2nd St, Fernandina Beach, FL 32034
9049905075
Atlantic Mortgage Consultants
1601 Nectarine St APT H7, Fernandina Beach, FL 32034
9042060189
Paul Moerman - Gateway Mortgage
308 1/2 Centre St, Fernandina Beach, FL 32034
9049905075
Jeff Zimmerman - Regions Mortgage Loan Officer
1409 Sadler Rd, Fernandina Beach, FL 32034
9042341740
Austin Barnhill, NMLS 1390958, Brand Mortgage
1884 S 14th St, Fernandina Beach, FL 32034
9043014498
VA loan specialists in Fernandina Beach help veterans and active duty service members secure home loans with no down payment and competitive rates. Florida law provides additional property tax exemptions for disabled veterans, which can affect loan affordability. Local specialists understand the unique real estate market in Nassau County and can guide you through the certificate of eligibility process.
What Does a VA Loan Specialist in Fernandina Beach Cost?
VA loan specialists in Florida typically charge a processing fee between $500 and $1,500, though some may include this in the loan origination fee. The VA funding fee ranges from 1.4% to 3.6% of the loan amount depending on your down payment and service history. Costs vary by lender and loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Fernandina Beach?
A VA loan specialist is a mortgage professional who helps veterans obtain loans backed by the Department of Veterans Affairs. They assist with eligibility, documentation, and lender requirements specific to Florida properties.
What are the eligibility requirements for a VA loan in Florida?
You must have served 90 consecutive days of active service during wartime or 181 days during peacetime. National Guard and Reserve members may qualify after six years. You also need a valid certificate of eligibility from the VA.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.