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VA Loan Specialists in Fleming Island, FL

Looking for a va loan specialist in Fleming Island? Review the directory below to compare your options.

3 agents listed
Updated June 2026
Fleming Island, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 3 va loan specialists in Fleming Island, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First Look Home Loans
4605 US-17 #2, Fleming Island, FL 32003
(904) 863-3977 firstlookhomeloans.com
Lisa Daniels Guild Mortgage
1824 Town Center Blvd Suite 103, Fleming Island, FL 32003
(904) 219-1417 branches.guildmortgage.com
Martha J Davis - Truist Mortgage Loan Officer
1711 Eagle Harbor Pkwy, Fleming Island, FL 32003
(904) 215-6086 truist.com

VA loan specialists in Fleming Island Florida help veterans and active duty service members secure home financing with favorable terms. Florida law provides additional property tax exemptions for disabled veterans and surviving spouses. Local specialists understand the unique real estate market in Clay County and can guide you through the VA loan process from pre approval to closing.

What Does a VA Loan Specialist in Fleming Island Cost?

VA loan specialists in Florida typically charge no upfront fee to the borrower because they are compensated by the lender at closing. Some specialists may charge a flat fee between $250 and $500 for consulting or document preparation services. Costs vary by case and lender. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a VA loan specialist do in Fleming Island Florida?
A VA loan specialist helps you navigate the VA home loan process including obtaining your Certificate of Eligibility and finding lenders familiar with Florida property requirements. They also advise on Florida specific benefits such as the $5000 disabled veteran property tax exemption.
Do I need a VA loan specialist to buy a home in Fleming Island?
You do not legally need a specialist but working with one can simplify the process. They understand Florida real estate laws and can help you avoid common pitfalls like issues with property appraisals or flood zone requirements common in Northeast Florida.
What are the Florida specific benefits for VA loan borrowers?
Florida offers property tax discounts for veterans with service connected disabilities. Surviving spouses of veterans may also qualify for full exemptions. These benefits are separate from the VA loan program but a specialist can help you apply.