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Looking for a va loan specialist in Fort Walton Beach? Review the directory below to compare your options.
17 agents listed
Updated May 2026
Fort Walton Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 17 va loan specialists in Fort Walton Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Douglas Team - Movement Mortgage
709 Eglin Pkwy NE, Fort Walton Beach, FL 32547
8506211616
Waterstone Mortgage Corporation
123 Staff Dr NE, Fort Walton Beach, FL 32548
8503626901
Bank of England Mortgage
348 Miracle Strip Pkwy SW Suite 39, Fort Walton Beach, FL 32548
8503626488
AJ DiCarlo Branch Manager at CrossCountry Mortgage
139 Beal Pkwy SW UNIT 104, Fort Walton Beach, FL 32548
8507336981
Sheryl Douglas
709 Eglin Pkwy NE, Fort Walton Beach, FL 32547
8506211616
PrimeLending, A PlainsCapital Company - Ft. Walton Beach
26 Racetrack Rd NW A, Fort Walton Beach, FL 32547
8506091010
loanDepot Emerald Coast
348 Miracle Strip Pkwy SW #23, Fort Walton Beach, FL 32548
8505336122
New American Funding - Fort Walton, FL
348 Miracle Strip Pkwy SW Ste. 17, Fort Walton Beach, FL 32548
8502043651
Sarah Johnson at Veterans Lending Group
21 Miracle Strip Pkwy SE, Fort Walton Beach, FL 32548
8503081612
Climb Mortgage
105 Lewis St Suite 204, Fort Walton Beach, FL 32547
8777644294
Mortgage One of the South Inc
15 Eglin Pkwy NE, Fort Walton Beach, FL 32548
8507962100
Brooke Villano
21 Miracle Strip Pkwy SW, Fort Walton Beach, FL 32548
4484002429
Veterans Lending Group - Headquarters
21 Miracle Strip Pkwy SE, Fort Walton Beach, FL 32548
8668546691
Devin Armstrong at Veterans Lending Group
21 Miracle Strip Pkwy SE, Fort Walton Beach, FL 32548
2089356691
Jason "Coach" Wilbur - Veterans Lending Group
21 Miracle Strip Pkwy SE, Fort Walton Beach, FL 32548
8505432126
Amy James at Veterans Lending Group
21 Miracle Strip Pkwy SE, Fort Walton Beach, FL 32548
8777731226
Michael Villano at Veterans Lending Group
21 Miracle Strip Pkwy SE, Fort Walton Beach, FL 32548
8777731226
A VA loan specialist in Fort Walton Beach helps eligible veterans, active duty service members, and surviving spouses obtain home financing with favorable terms. Florida law provides certain property tax exemptions for veterans, which a specialist can help you understand. The local real estate market near Eglin Air Force Base and Hurlburt Field means specialists are familiar with military housing needs and lender requirements in Okaloosa County.
What Does a VA Loan Specialist in Fort Walton Beach Cost?
The cost of hiring a VA loan specialist in Fort Walton Beach typically ranges from 500 to 1500 dollars for a full consultation and application assistance. Some specialists charge a flat fee, while others may work on a commission from the lender. Closing costs for a VA loan in Florida average 3 to 5 percent of the loan amount, but the seller can pay many of these fees. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist do in Fort Walton Beach?
A VA loan specialist guides you through the VA home loan process, from obtaining your Certificate of Eligibility to closing. They help you find lenders who offer VA loans and assist with required appraisals and inspections. In Florida, they can also advise on state-specific benefits like the property tax discount for disabled veterans.
How do I qualify for a VA loan in Florida?
You must have qualifying military service and a valid Certificate of Eligibility from the VA. Lenders in Florida typically require a minimum credit score and proof of income. There is no down payment requirement for most VA loans, but you must meet the lender's debt-to-income ratio standards.
Are there Florida-specific rules for VA loans?
Yes, Florida offers a property tax exemption for veterans with service-connected disabilities. The exemption amount depends on the disability rating. Additionally, Florida law requires lenders to provide certain disclosures within three business days of application. A VA loan specialist can explain these rules in detail.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.