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Browse va loan specialists serving Gainesville, Florida. Contact information and addresses listed below.
13 agents listed
Updated June 2026
Gainesville, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 13 va loan specialists in Gainesville, FL
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VA loan specialists in Gainesville, Florida help veterans and active duty service members navigate the home buying process using their VA home loan benefit. Florida law provides specific property tax exemptions for disabled veterans and surviving spouses, which can affect overall homeownership costs. These specialists guide clients through local market conditions and lender requirements unique to Alachua County.
What Does a VA Loan Specialist in Gainesville Cost?
Typical costs for a VA loan specialist in Florida range from zero to a flat fee of $500 to $1,000 for consulting services. Lender-paid compensation is common, so many veterans pay nothing directly to the specialist. Closing costs on a VA loan in Florida average 2% to 5% of the loan amount, but the VA limits certain fees. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the basic eligibility requirements for a VA loan in Gainesville Florida?
You must meet service requirements set by the Department of Veterans Affairs, such as 90 days of active duty during wartime or 181 days during peacetime. You also need a valid Certificate of Eligibility from the VA. Florida law does not add extra state-level eligibility rules.
Does a VA loan specialist charge a fee for their services in Florida?
Many VA loan specialists are paid by the lender or through commission on the loan, so you may not pay a separate upfront fee. However, some independent consultants may charge a flat fee for pre-purchase counseling or credit review. Always ask about fees in writing before starting the process.
Are there Florida-specific property tax benefits for VA loan borrowers?
Yes, Florida offers a property tax exemption for disabled veterans with a service-connected disability rating of 10% or more. Surviving spouses of veterans who died on active duty or from a service-connected cause may also qualify. These exemptions can lower your monthly housing costs after purchase.
Get matched with agents in Gainesville who handle your type of case.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Florida.