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Directory of va loan specialists in Haines City, Florida. Verify credentials with the state mortgage licensing authority before hiring.
4 agents listed
Updated May 2026
Haines City, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 4 va loan specialists in Haines City, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advance America
517 U.S. Hwy 17-92 W #4, Haines City, FL 33844
8634216697
Amscot - The Money Superstore
35938 US-27, Haines City, FL 33844
8634226828
TCH Mortgage
651 E Main St Ste H, Haines City, FL 33844
1939241004
Truist
99 U.S. Hwy 17-92 W, Haines City, FL 33844
8632561415
VA loan specialists in Haines City, Florida help veterans and active duty service members secure home financing with no down payment and competitive rates. Florida law provides additional property tax exemptions for disabled veterans and surviving spouses. Haines City is located in Polk County, where the median home price makes VA loans a popular option for qualified buyers.
What Does a VA Loan Specialist in Haines City Cost?
Typical costs for VA loan specialists in Florida include an origination fee of 0.5% to 1% of the loan amount, plus third-party fees for appraisal, credit report, and title services. These fees usually range from $500 to $1,500 total. There is no mortgage insurance requirement, but a VA funding fee of 1.25% to 3.3% applies unless the borrower has a service-connected disability. Costs vary by lender and loan size. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a VA loan in Haines City?
To qualify for a VA loan in Haines City, you must meet service requirements set by the Department of Veterans Affairs. This includes active duty for at least 90 days during wartime or 181 days during peacetime, or six years in the National Guard or Reserves. You also need a valid Certificate of Eligibility from the VA.
Are there Florida-specific benefits for VA loan borrowers?
Yes, Florida offers a property tax exemption for veterans with a service-connected disability rating of 10% or higher. Additionally, surviving spouses of veterans may qualify for a total exemption on homestead property. These benefits are separate from the VA loan program but can reduce overall housing costs.
How long does the VA loan process take in Haines City?
The VA loan process in Haines City typically takes 30 to 45 days from application to closing. This timeline can vary based on the lender, appraisal scheduling, and the complexity of the transaction. Florida law does not set a specific timeline for VA loans, but lenders must follow federal VA guidelines.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.