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Find VA Loan Specialists in Indian Harbour Beach, FL

Browse va loan specialists serving Indian Harbour Beach, Florida. Contact information and addresses listed below.

5 agents listed
Updated May 2026
Indian Harbour Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 5 va loan specialists in Indian Harbour Beach, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
AmeriBest Mortgage
1413 S Patrick Dr Suite 6, Indian Harbour Beach, FL 32937
3217777277
Luis Perez - Certified Mortgage Planners
2040 Jimmy Buffett Mem Hwy Suite 206, Indian Harbour Beach, FL 32937
3215131180
Debbie Greenway Team-Certified Mortgage Planners
2040 Jimmy Buffett Mem Hwy Suite 206, Indian Harbour Beach, FL 32937
3215912022
Certified Mortgage Planners - Indian Harbour Office
2040 Jimmy Buffett Mem Hwy Suite 206, Indian Harbour Beach, FL 32937
3216846393
Virginia Cearra - Regions Mortgage Loan Officer
191 E Eau Gallie Blvd, Indian Harbour Beach, FL 32937
3217044328

VA loan specialists in Indian Harbour Beach, Florida help veterans and active duty service members navigate the process of obtaining a VA-backed home loan. Florida law provides certain property tax exemptions for veterans with service-connected disabilities, which can affect overall homeownership costs. Local specialists understand the unique real estate market in Brevard County and near Patrick Space Force Base.

What Does a VA Loan Specialist in Indian Harbour Beach Cost?

VA loan specialists in Florida typically charge origination fees between 0.5% and 1% of the loan amount, though these fees can be negotiated or waived. Closing costs in Indian Harbour Beach average 2% to 5% of the purchase price, including VA funding fees (2.15% for first-time use with no down payment, reduced for subsequent uses or down payments). Florida law prohibits certain fees, such as document preparation fees, on VA loans. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in Indian Harbour Beach?
A VA loan specialist is a mortgage professional who focuses on VA-guaranteed home loans for eligible veterans, active duty members, and surviving spouses. They guide borrowers through the VA loan process, including certificate of eligibility, appraisal requirements, and closing procedures in Indian Harbour Beach.
What are the VA loan eligibility requirements in Florida?
Eligibility requires meeting VA service requirements, such as 90 consecutive days of active service during wartime or 181 days during peacetime. Florida law does not impose additional state-specific eligibility rules, but the VA loan limit for Brevard County in 2025 is $766,550 for no-down-payment loans.