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Find VA Loan Specialists in Jacksonville Beach, FL

Directory of va loan specialists in Jacksonville Beach, Florida. Verify credentials with the state mortgage licensing authority before hiring.

9 agents listed
Updated May 2026
Jacksonville Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 9 va loan specialists in Jacksonville Beach, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Future Home Loans
224 3rd St N, Jacksonville Beach, FL 32250
8442028124
Catherine Barker NMLS 2137779
1547 The Greens Way Ste 1, Jacksonville Beach, FL 32250
9048063677
Homebound Mortgage
2029 3rd St N, Jacksonville Beach, FL 32250
9042221397
Tyler Tatum - Movement Mortgage NMLS 791352
333 1st St N #310, Jacksonville Beach, FL 32250
4047518463
Promise Mortgage - Jonathan Torres
1522 Penman Rd, Jacksonville Beach, FL 32250
5183680090
George Vrban | Movement Mortgage / Retirement Mortgage Professional
102 6th Ave N Suites 8 and 9, Jacksonville Beach, FL 32250
9046168181
Travis Gibbon - Movement Mortgage
333 1st St N #310, Jacksonville Beach, FL 32250
9044245328
Andrew Scammon at Future Home Loans.
224 3rd St N, Jacksonville Beach, FL 32250
5627430111
Ryan Proffitt at Rate (NMLS #22464)
602 Shetter Ave Executive Office #1, Jacksonville Beach, FL 32250
9047605788

A VA loan specialist in Jacksonville Beach Florida helps veterans and active duty service members navigate the home loan process. Florida law requires all mortgage loan originators to be licensed through the Florida Office of Financial Regulation. Local specialists understand the unique flood zone and wind insurance requirements common to coastal properties in Duval County.

What Does a VA Loan Specialist in Jacksonville Beach Cost?

VA loan specialists in Florida typically charge origination fees between 0.5% and 1% of the loan amount. Some specialists may charge a flat fee of 500 to 1500 dollars. Florida law limits certain fees, such as the application fee, to 500 dollars or less. Costs vary by lender and loan complexity. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in Jacksonville Beach?
A VA loan specialist is a licensed mortgage professional who focuses on VA-guaranteed home loans. They help veterans in Jacksonville Beach understand eligibility, obtain a Certificate of Eligibility, and complete the loan process for homes in coastal areas.
Do I need a Florida-specific license to get VA loan help?
Yes. In Florida, all mortgage loan originators must hold a valid license from the Florida Office of Financial Regulation. A VA loan specialist working in Jacksonville Beach will have this state license in addition to their VA approval.
Are there special rules for VA loans on beachfront property?
Yes. VA loans require a property to meet minimum property requirements. In Jacksonville Beach, homes in flood zones must have flood insurance. The VA also requires a termite inspection for properties in Florida due to the high risk of wood-destroying organisms.