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Showing 3 va loan specialists in Lake Wales, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Ridge View Mortgage
125 E Central Ave, Lake Wales, FL 33853
8636320745
Brandon McWhorter - Ridgeview Mortgage Group LLC
125 E Central Ave, Lake Wales, FL 33853
8632211220
Central Florida Reverse - Empowered by NEXA Mortgage
231 E Tillman Ave, Lake Wales, FL 33853
4043139785
What Does a VA Loan Specialist in Lake Wales Cost?
Typical costs for a VA loan specialist in Florida include an origination fee of up to 1 percent of the loan amount. Closing costs in Lake Wales average 2 to 5 percent of the purchase price, covering appraisal, title insurance, and recording fees. Florida law caps certain fees like the VA appraisal fee at around $500 to $700. Costs vary by lender and property type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a VA loan in Lake Wales Florida?
You must meet VA service requirements such as 90 days of active duty during wartime or 181 days during peacetime. You also need a valid Certificate of Eligibility from the VA. Florida does not impose additional state-level eligibility rules beyond federal VA standards.
Can I use a VA loan to buy a manufactured home in Lake Wales?
Yes, VA loans can finance manufactured homes that meet HUD and VA minimum property requirements. The home must be permanently affixed to a foundation and titled as real property. Lake Wales has several manufactured home communities that may qualify.