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Showing 2 va loan specialists in Lutz, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
EMM Loans LLC
24714 FL-54, Lutz, FL 33559
8134485242
Bayer Loan Team, Powered by EMM Loans LLC
24714 FL-54, Lutz, FL 33559
8138984718
What Does a VA Loan Specialist in Lutz Cost?
VA loan specialists in Florida typically charge origination fees of 0.5% to 1% of the loan amount. Closing costs in Lutz range from 2% to 5% of the purchase price, but the VA limits which fees borrowers can pay. The VA funding fee is 2.15% for first-time use with zero down payment, though it is waived for disabled veterans. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Lutz Florida?
A VA loan specialist is a mortgage professional who focuses on VA-guaranteed home loans for veterans and military families. They help with pre-approval, documentation, and closing in the Lutz area.
Do I need a specific credit score for a VA loan in Florida?
The VA does not set a minimum credit score, but most lenders in Florida require a score of at least 620. Each lender may have its own requirements, so ask your specialist for details.
Are there Florida-specific benefits for VA loan borrowers?
Yes. Florida offers property tax exemptions for disabled veterans and surviving spouses. Additionally, Florida has no state income tax, which can lower your overall housing costs.