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Directory of va loan specialists in Lynn Haven, Florida. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Lynn Haven, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 3 va loan specialists in Lynn Haven, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
InstaLoan
2230 FL-77 Ste 101, Lynn Haven, FL 32444
8502650883
OneMain Financial
2310 S Highway 77 Ste 100, Lynn Haven, FL 32444
8502719433
CMG Home Loans
706 Driftwood Dr, Lynn Haven, FL 32444
8506010175
VA loan specialists in Lynn Haven Florida help veterans and active duty service members secure home financing with no down payment. Florida law requires all mortgage loan originators to be licensed through the Florida Office of Financial Regulation. A local specialist understands Bay County property values and can guide you through the VA funding fee and certificate of eligibility process.
What Does a VA Loan Specialist in Lynn Haven Cost?
VA loan specialists in Florida typically do not charge a separate fee for their services as they are compensated by the lender. However you may encounter costs such as the VA funding fee which is 2.15 percent for first time use with no down payment. Other costs include appraisal fees around $500 to $700 and title insurance fees that vary by county. Costs can also include a loan origination fee of up to 1 percent of the loan amount. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist do in Lynn Haven Florida?
A VA loan specialist helps veterans understand their benefits and guides them through the loan application process. They review your certificate of eligibility and connect you with lenders who offer VA loans. They also explain Florida specific requirements like property tax exemptions for disabled veterans.
Do I need a VA loan specialist to get a VA loan in Florida?
You do not need a specialist but working with one can simplify the process. A specialist knows how to handle the VA appraisal and funding fee requirements. They can also help you avoid common mistakes that delay closing.
What are the VA loan limits for Lynn Haven Florida in 2025?
For 2025 the VA loan limit in Bay County Florida is $766,550 for a single family home. If you have full entitlement there is no limit on the loan amount. A specialist can confirm your specific entitlement and help you calculate your maximum loan.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.