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Find VA Loan Specialists Near You in Middleburg, FL

Browse va loan specialists serving Middleburg, Florida. Contact information and addresses listed below.

5 agents listed
Updated June 2026
Middleburg, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 5 va loan specialists in Middleburg, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
VyStar Credit Union
1768 Blanding Blvd, Middleburg, FL 32068
(904) 594-5657 vystarcu.org
The Herd Lending
14 Swimming Pen Dr, Middleburg, FL 32068
(954) 304-2763 theherdlending.com
VA middleburg Clinic
400 College Dr STE 200, Middleburg, FL 32068
(904) 213-2700 va.gov
Beltway Finance
3624 Havenwood Rd, Middleburg, FL 32068
(352) 538-9541 beltwayfinancegroup.com
Clay County Veterans Services Office
420 College Dr #107, Middleburg, FL 32068
(904) 529-4256 claycountygov.com

What Does a VA Loan Specialist in Middleburg Cost?

VA loan specialists in Florida typically charge a flat fee between 500 and 1500 dollars or a percentage of the loan amount. Some specialists offer free initial consultations. You may also pay for the VA appraisal which costs about 500 to 800 dollars in Clay County. Closing costs in Florida usually range from 2 to 5 percent of the loan amount but sellers can contribute. Note that this is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a VA loan specialist do in Middleburg Florida?
A VA loan specialist helps you navigate the VA home loan process from pre approval to closing. They explain Florida specific rules like the homestead exemption and help you find lenders who understand VA requirements in Middleburg.
Do I need a Florida specific VA loan specialist?
Yes because Florida has unique property tax exemptions for veterans and specific county recording fees. A local specialist knows Clay County appraisal trends and can help you avoid delays with Florida title requirements.
How long does the VA loan process take in Florida?
The VA loan process in Florida typically takes 30 to 45 days from application to closing. Delays can occur if the property needs a termite inspection required by Florida law or if the appraisal finds issues.