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Find VA Loan Specialists Near You in New Smyrna Beach, FL

Browse va loan specialists serving New Smyrna Beach, Florida. Contact information and addresses listed below.

10 agents listed
Updated May 2026
New Smyrna Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 10 va loan specialists in New Smyrna Beach, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Sally Vance
207 Live Oak St, New Smyrna Beach, FL 32168
3864784811
Mallorie Butler - NMLS# 1904272
212 Palmetto St, New Smyrna Beach, FL 32168
5742745969
HMA Mortgage
315 Live Oak St, New Smyrna Beach, FL 32168
3864273445
Debora L Crane | Fairway Independent Mortgage Corporation Reverse Mortgage Specialist
435 Canal St Suite 200 & 201, New Smyrna Beach, FL 32168
3866907278
Winslow Homes Real Estate and Mortgage Lender
3539 Tuscany Reserve Blvd, New Smyrna Beach, FL 32168
3866905858
Lori Young at CrossCountry Mortgage
318 Palmetto St, New Smyrna Beach, FL 32168
6144779110
Guild Mortgage - Logan Roche
207 Live Oak St, New Smyrna Beach, FL 32168
4075641870
Certified Mortgage Planners, New Smyrna Beach
435 Canal St ste 207, New Smyrna Beach, FL 32168
4074669664
Acrisure Mortgage, LLC
3502 S Atlantic Ave, New Smyrna Beach, FL 32169
8664132563
Gina Brookshire - TD Bank Mortgage Loan Officer
1811 FL-44, New Smyrna Beach, FL 32168
4076223584

VA loan specialists in New Smyrna Beach help veterans and active duty service members secure home financing with no down payment. Florida law exempts disabled veterans from certain property taxes, which can reduce overall housing costs. Local specialists understand the Volusia County real estate market and can guide you through the VA funding fee and appraisal process.

What Does a VA Loan Specialist in New Smyrna Beach Cost?

Typical costs for a VA loan specialist in Florida include an origination fee of 0.5% to 1% of the loan amount. The VA funding fee ranges from 1.4% to 3.6% for first-time use, depending on down payment and service category. Appraisal fees in Volusia County average $500 to $700. Closing costs generally run 2% to 5% of the purchase price. Costs vary by loan size and lender. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in New Smyrna Beach?
A VA loan specialist is a mortgage professional who helps veterans and military members apply for VA-backed home loans. They handle paperwork, coordinate with lenders, and ensure you meet VA requirements. In New Smyrna Beach, they often work with local real estate agents familiar with the area.
Do I need a VA loan specialist to buy a home in New Smyrna Beach?
You do not legally need a specialist, but using one can simplify the process. They understand VA rules like the Certificate of Eligibility and occupancy requirements. In Florida, the VA loan limit for Volusia County is based on the conforming loan limit, which a specialist can explain.