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Find VA Loan Specialists Near You in Niceville, FL

Directory of va loan specialists in Niceville, Florida. Verify credentials with the state state mortgage licensing authority before hiring.

9 agents listed
Updated June 2026
Niceville, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 9 va loan specialists in Niceville, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Steve Schutt NMLS #342876 Movement Mortgage
1054 E John Sims Pkwy, Niceville, FL 32578
(850) 897-8971 movement.com
Bart Swan | Mortgage Lender
1382 E John Sims Pkwy, Niceville, FL 32578
(850) 678-4663 bartswan.com
The Greg Daniels Team - Princeton Mortgage
4591 E Hwy 20 Ste 202-C, Niceville, FL 32578
(850) 499-7705 gregadaniels.com
Mallory Fotiades, Mortgage Lender NMLS #1666711
4534 FL-20, Niceville, FL 32578
(910) 818-8378 malloryfotiades.com
Waterstone Mortgage Corporation
1845 E John Sims Pkwy, Niceville, FL 32578
(850) 279-4432 waterstonemortgage.com
heather calvo
1845 E John Sims Pkwy, Niceville, FL 32578
(850) 362-6901 waterstonemortgage.com
University Lending Group
2600 Partin Dr N Suite 310, Niceville, FL 32578
(850) 279-4630 universityloanofficer.mymortgage-online.com
Centennial Mortgage
1532 E John Sims Pkwy Unit A-2, Niceville, FL 32578
(850) 269-4714 my100bank.com
Assurance Financial - Niceville, FL
1382 E John Sims Pkwy, Niceville, FL 32578
(850) 343-4365 assurancemortgage.com

What Does a VA Loan Specialist in Niceville Cost?

VA loan specialists in Florida typically charge a flat fee between 500 and 1500 dollars for their services. Some specialists may charge a percentage of the loan amount usually 0.5 to 1 percent. Costs vary based on the complexity of your case and the lender involved. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a VA loan specialist do in Niceville Florida?
A VA loan specialist helps you complete the VA loan application and find lenders. They explain eligibility requirements and the Certificate of Eligibility process. They also advise on Florida specific rules like the homestead exemption for veterans.
Do I need a VA loan specialist to get a VA loan in Florida?
No you do not need a specialist but they can simplify the process. A specialist knows the specific documentation needed for Florida lenders. They can also help you avoid common mistakes with VA appraisals and funding fees.
What are the Florida specific benefits for VA loan borrowers?
Florida offers a property tax exemption for disabled veterans with a VA disability rating. Surviving spouses of veterans may also qualify for tax relief. These benefits are separate from the VA loan itself but can reduce your monthly costs.