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Looking for a va loan specialist in Palm Bay? Review the directory below to compare your options.
8 agents listed
Updated May 2026
Palm Bay, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 8 va loan specialists in Palm Bay, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Harmony Mortgage Inc.
6050 Babcock St SE #27, Palm Bay, FL 32909
3212506565
TrueVet Mortgage
2475 Palm Bay Rd NE #145, Palm Bay, FL 32905
3213644461
PNC Mortgage
122 Malabar Rd SW, Palm Bay, FL 32907
3217337660
VA Loans Xpress
2475 Palm Bay Rd NE ste 145 19a, Palm Bay, FL 32905
8335673278
David Bigwood - Mortgage Loan Officer
4625 Babcock St NE, Palm Bay, FL 32905
3215017751
Donny Panasis - Mortgage Loan Officer
1159 Malabar Rd, Palm Bay, FL 32907
3212239960
BRYAN'S MORTGAGE LENDING INC
2105 Palm Bay Rd NE Ste 3-W, Palm Bay, FL 32905
3214308589
PNC Mortgage
5295 Babcock St NE, Palm Bay, FL 32905
3217296670
VA loan specialists in Palm Bay Florida help veterans active duty service members and eligible surviving spouses obtain home loans with no down payment. Florida law provides additional property tax exemptions for veterans with service-connected disabilities which can lower monthly housing costs. Local specialists understand the Palm Bay real estate market and can guide you through the VA appraisal process specific to Brevard County.
What Does a VA Loan Specialist in Palm Bay Cost?
Typical costs for a VA loan specialist in Florida include an origination fee of up to 1 percent of the loan amount and third-party fees for appraisal credit report and title services. These fees usually total between 2000 and 5000 dollars but can vary by lender and property. The VA limits certain fees so your specialist will explain what you can and cannot be charged. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a VA loan in Palm Bay Florida?
You must have served 90 consecutive days of active service during wartime 181 days during peacetime or 6 years in the National Guard or Reserves. Surviving spouses of service members who died in the line of duty may also qualify. A Certificate of Eligibility from the VA is required.
Is there a funding fee for VA loans in Florida?
Yes the VA funding fee applies unless you are exempt due to a service-connected disability or as a surviving spouse. The fee ranges from 1.4 percent to 3.6 percent of the loan amount depending on your down payment and whether it is your first use. This fee can be rolled into the loan.
Can I use a VA loan to buy a condo in Palm Bay?
Yes but the condo complex must be on the VA approved list. Many Palm Bay condos are approved but you should verify with your specialist. The VA requires a review of the project to ensure it meets occupancy and financial standards.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.