Skip to main content

Find VA Loan Specialists Near You in Pensacola, FL

Directory of va loan specialists in Pensacola, Florida. Verify credentials with the state mortgage licensing authority before hiring.

20 agents listed
Updated May 2026
Pensacola, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 20 va loan specialists in Pensacola, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Trident Home Loans, LLC
6723 Plantation Rd #32504, Pensacola, FL 32504
8503430400
Advance America
15 E Brent Ln #4, Pensacola, FL 32503
8504321210
Cornerstone Mortgage Solutions, llc
6702C Plantation Rd, Pensacola, FL 32504
8504736641
Cash Money Loans
1550 Creighton Rd #8, Pensacola, FL 32504
8507530941
Trident Home Loans - Jonathan Kulak & Team - VA, Conventional, FHA Loan Specialist
6723 Plantation Rd #32504, Pensacola, FL 32504
8509729938
Tim Taylor - Trident Home Loans, LLC
517 N Baylen St, Pensacola, FL 32501
3096420008
Kayla Cannon Movement Mortgage
1765 E 9 Mile Rd #6, Pensacola, FL 32514
8505293295
NEXA Mortgage - Rich Preston
3107 N Davis Hwy, Pensacola, FL 32503
2519996696
Guild Mortgage - James Coleman
3298 Summit Blvd STE 18, Pensacola, FL 32503
8503806025
Mortgage Trust Inc.
4400 Bayou Blvd Bldg 39, Pensacola, FL 32503
8504976767
Supreme Lending Pensacola
3298 Summit Blvd STE 18, Pensacola, FL 32503
8504830910
Guild Mortgage - Shellie Isakson Smith
3298 Summit Blvd STE 18, Pensacola, FL 32503
8502323224
Coastal Funding Corporation - Pensacola
534 S Navy Blvd, Pensacola, FL 32507
8507256500
Rapid Rate Mortgage
6901A N 9th Ave #649, Pensacola, FL 32504
8505307943
Southeast Mortgage
244 E Intendencia St, Pensacola, FL 32502
8003448788
Heather Bookout Mortgage loan Officer
4890 Bayou Blvd, Pensacola, FL 32504
6015964750
Joe Ratterree-Trident Home Loans, LLC
6723 Plantation Rd #32504, Pensacola, FL 32504
9126677117
Nick Redhead at Guaranteed Rate Affinity (NMLS #594824)
320 W Cervantes St, Pensacola, FL 32501
3865629865
American Pacific Mortgage (NMLS #2632968)
3 W Garden St Suite 215-7, Pensacola, FL 32502
9169601325
University Lending Group
2000 W Garden St, Pensacola, FL 32502
8509128002

What Does a VA Loan Specialist in Pensacola Cost?

VA loan specialists typically do not charge borrowers directly; they earn a commission from lenders. However, some independent consultants may charge a flat fee between 300 and 800 dollars for their services. Closing costs in Florida usually range from 2 to 5 percent of the loan amount. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a VA loan specialist do in Pensacola?
A VA loan specialist helps veterans understand their VA home loan benefits and connects them with lenders who offer VA loans. They explain the Certificate of Eligibility process and help with property requirements in Escambia County.
Do I need a VA loan specialist to get a VA loan in Florida?
You do not legally need a specialist, but many veterans find them helpful for navigating the process. Florida does not have a specific law requiring a specialist, but they can simplify the paperwork and lender matching.
Are there Florida specific rules for VA loans?
Yes, Florida has a homestead exemption that can lower property taxes for VA loan borrowers. Also, Florida law requires a 30 day notice for foreclosure on VA loans. Specialists can explain these local protections.