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Compare VA Loan Specialists in Ponte Vedra Beach, FL

Looking for a va loan specialist in Ponte Vedra Beach? Review the directory below to compare your options.

4 agents listed
Updated May 2026
Ponte Vedra Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 4 va loan specialists in Ponte Vedra Beach, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First Down Mortgage
820 A1A N suite w-4, Ponte Vedra Beach, FL 32082
9043330390
Atlantic Trust Mortgage
466 Town Plaza Ave Suite 320, Ponte Vedra Beach, FL 32081
9045538988
John O'Connor at Prosperity Home Mortgage - Ponte Vedra Beach
333 Village Main St #670, Ponte Vedra Beach, FL 32082
9043494376
The Mortgage Lady Team-Fairway Independent Mortgage Corporation
111 Solana Rd STE B, Ponte Vedra Beach, FL 32082
9042854610

VA loan specialists in Ponte Vedra Beach help eligible veterans and active duty service members secure home financing with favorable terms. Florida law provides additional protections for military borrowers including a 90 day stay on foreclosure proceedings under Florida Statute 83.67. These specialists understand the unique aspects of the Ponte Vedra Beach real estate market and can guide you through the VA loan process from pre approval to closing.

What Does a VA Loan Specialist in Ponte Vedra Beach Cost?

Typical costs for a VA loan specialist in Florida include a loan origination fee of 1 percent to 2 percent of the loan amount. Other closing costs such as appraisal fees around 500 to 700 dollars and title insurance can apply. The VA funding fee ranges from 1.4 percent to 3.6 percent of the loan amount depending on your down payment and whether it is your first use. Costs vary by situation and lender. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the eligibility requirements for a VA loan in Ponte Vedra Beach Florida?
To qualify for a VA loan you must meet service requirements set by the Department of Veterans Affairs. This includes a minimum period of active duty service or service in the National Guard or Reserves. You also need a valid Certificate of Eligibility from the VA.
Do VA loan specialists in Ponte Vedra Beach help with both purchase and refinance loans?
Yes VA loan specialists assist with VA purchase loans and VA refinance options including the Interest Rate Reduction Refinance Loan and cash out refinances. They can explain which option fits your financial goals and current mortgage terms.
Are there specific Florida property requirements for VA loans in Ponte Vedra Beach?
VA loans require a property appraisal and must meet minimum property requirements for safety and livability. Florida properties in flood zones may require flood insurance. The VA also requires a termite inspection for properties in areas with high termite risk like Ponte Vedra Beach.