Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 11 va loan specialists in Port Charlotte, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advance America
2150 S Tamiami Trl Unit 15, Port Charlotte, FL 33948
9417640082
Morningstar Mortgage
474 S Tamiami Trl #3, Port Charlotte, FL 33953
8135451213
Port Charlotte VA Outpatient Clinic
4161 S Tamiami Trl Ste 401, Port Charlotte, FL 33952
9412352710
Advanced Mortgage
1777 S Tamiami Trl Office 5 Suite 304, Port Charlotte, FL 33948
2027024861
Becky Sikorski Mortgage Loan Officer
1777 S Tamiami Trl Suite 304-5, Port Charlotte, FL 33948
9416282320
Jessica Lefebre, Finance of America Mortgage LLC
1808 S Tamiami Trl Unit D4, Suite A, Port Charlotte, FL 33948
2397703325
Custom Mortgage
20020 Veterans Blvd UNIT 14, Port Charlotte, FL 33954
9412553342
loanDepot
18501 Murdock Cir # 503, Port Charlotte, FL 33948
9418837150
Home For Life Reverse Mortgage, Inc NMLS#2257258
23072 Nugent Ave, Port Charlotte, FL 33954
9416282849
Adam Beaudette, American Pacific Mortgage
1808 S Tamiami Trl Unit D4, Suite A, Port Charlotte, FL 33948
9417692105
Guild Mortgage Company
1166 March Dr, Port Charlotte, FL 33953
9413690515
What Does a VA Loan Specialist in Port Charlotte Cost?
Typical costs for a VA loan specialist in Florida include an origination fee of 0.5% to 1% of the loan amount. The VA funding fee ranges from 1.25% to 3.3% for first time use and 1.5% to 3.6% for subsequent use depending on down payment and service category. Closing costs in Port Charlotte average 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Port Charlotte?
A VA loan specialist is a licensed mortgage professional who focuses on loans backed by the U.S. Department of Veterans Affairs. They help veterans in Port Charlotte navigate Florida specific requirements such as the homestead exemption and property tax benefits for disabled veterans.
Do I need a Florida specific VA loan specialist?
Yes, because Florida has unique laws like the 100% property tax exemption for totally disabled veterans. A local specialist understands Charlotte County appraisal rules and can help you meet the VA minimum property requirements for homes in Port Charlotte.
What are the Florida specific VA loan limits for 2025?
In 2025, VA loans in Port Charlotte have no official loan limit for eligible veterans with full entitlement. However, lenders may impose their own caps based on the local conforming loan limit for Charlotte County which is $766,550 for a single family home.