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Directory of va loan specialists in Port Charlotte, Florida. Verify credentials with the state state mortgage licensing authority before hiring.
11 agents listed
Updated June 2026
Port Charlotte, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 11 va loan specialists in Port Charlotte, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advance America
2150 S Tamiami Trl Unit 15, Port Charlotte, FL 33948
A VA loan specialist in Port Charlotte Florida helps veterans and active duty service members secure home loans with no down payment. Florida law provides additional property tax exemptions for disabled veterans and surviving spouses. Local specialists understand the unique housing market in Charlotte County and can guide you through the VA funding fee and appraisal process.
What Does a VA Loan Specialist in Port Charlotte Cost?
Typical costs for a VA loan specialist in Florida include an origination fee of 0.5% to 1% of the loan amount. The VA funding fee ranges from 1.25% to 3.3% for first time use and 1.5% to 3.6% for subsequent use depending on down payment and service category. Closing costs in Port Charlotte average 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Port Charlotte?
A VA loan specialist is a licensed mortgage professional who focuses on loans backed by the U.S. Department of Veterans Affairs. They help veterans in Port Charlotte navigate Florida specific requirements such as the homestead exemption and property tax benefits for disabled veterans.
Do I need a Florida specific VA loan specialist?
Yes, because Florida has unique laws like the 100% property tax exemption for totally disabled veterans. A local specialist understands Charlotte County appraisal rules and can help you meet the VA minimum property requirements for homes in Port Charlotte.
What are the Florida specific VA loan limits for 2025?
In 2025, VA loans in Port Charlotte have no official loan limit for eligible veterans with full entitlement. However, lenders may impose their own caps based on the local conforming loan limit for Charlotte County which is $766,550 for a single family home.
Get matched with agents in Port Charlotte who handle your type of case.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Florida.