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Find VA Loan Specialists Near You in Sebastian, FL
Looking for a va loan specialist in Sebastian? Review the directory below to compare your options.
8 agents listed
Updated May 2026
Sebastian, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 8 va loan specialists in Sebastian, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Marine - A Division of ELGA Credit Union
1020 US-1, Sebastian, FL 32958
7725894494
Richard Therien
705 Sebastian Blvd Suite E, Sebastian, FL 32958
9042378821
Michael Float
705 Sebastian Blvd, Sebastian, FL 32958
7725325984
Truist
9601 US-1, Sebastian, FL 32958
7722283466
Veterans Service Office
1235 Main St, Sebastian, FL 32958
7722261145
MOVEMENT MORTGAGE
705 E Sebastian Blvd, Sebastian, FL 32958
8773141499
Reliable Mortgages, Inc.
1627 US-1 suite 218, Sebastian, FL 32958
7722288600
PNC Mortgage
13035 US-1, Sebastian, FL 32958
7725893182
VA loan specialists in Sebastian Florida help eligible veterans, active duty service members, and surviving spouses obtain home financing with no down payment and competitive interest rates. Florida law provides additional property tax exemptions for veterans with service-connected disabilities, which can reduce overall housing costs. Working with a local specialist ensures you understand county-specific requirements and the unique real estate market along the Treasure Coast.
What Does a VA Loan Specialist in Sebastian Cost?
The VA funding fee is the primary cost, ranging from 0% for disabled veterans to 3.3% for subsequent use with no down payment. Florida charges a documentary stamp tax of 0.35 per 100 dollars of the mortgage amount and an intangible tax of 0.002 per dollar. Appraisal fees in Sebastian typically range from 500 to 700 dollars. Closing costs vary by lender but usually total 2 to 5 percent of the loan amount. This is general information and does not constitute mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a VA loan in Sebastian Florida?
You must meet service requirements set by the Department of Veterans Affairs, typically 90 consecutive days of active service during wartime or 181 days during peacetime. National Guard and Reserve members may qualify after six years of service. You also need a valid Certificate of Eligibility from the VA.
Can I use a VA loan to buy a condo in Sebastian?
Yes, but the condo project must be on the VA-approved list. Many condos in Sebastian are not automatically approved, so your specialist will need to verify the property meets VA minimum property requirements and that the complex is not restricted by Florida homeowners association rules that conflict with VA guidelines.
Are there any Florida-specific fees for VA loans in Sebastian?
Florida does not impose a state income tax, which can lower your overall cost of living. However, you may still pay local property taxes, recording fees, and intangible taxes on the mortgage. The VA funding fee ranges from 1.25% to 3.3% of the loan amount depending on your down payment and service category.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.