Find VA Loan Specialists Near You in St. Petersburg, FL
Directory of va loan specialists in St. Petersburg, Florida. Verify credentials with the state state mortgage licensing authority before hiring.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of Florida before hiring.
Showing 13 va loan specialists in St. Petersburg, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a VA Loan Specialist in St. Petersburg Cost?
VA loan specialists in Florida typically do not charge a separate fee for their services. Instead they are compensated by the lender through the loan origination fee which ranges from 0.5 percent to 1 percent of the loan amount. The VA funding fee for first time use is 2.15 percent for regular military and 2.4 percent for Reserve or National Guard but can be waived for veterans with a service connected disability. Some specialists may charge a flat consulting fee between 200 and 500 dollars for complex cases. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist do in St. Petersburg?
A VA loan specialist helps veterans understand eligibility requirements and guides them through the loan application process. They assist with the Certificate of Eligibility and explain Florida specific benefits like the property tax exemption for disabled veterans.
Are there Florida specific rules for VA loans?
Yes. Florida offers a property tax exemption for disabled veterans with a service connected disability rating of 10 percent or more. VA loans in Florida also follow standard federal guidelines but local specialists can help with county specific documentation.
How do I choose a VA loan specialist in St. Petersburg?
Look for a specialist who is licensed in Florida and has experience with VA loans in Pinellas County. Check their reviews and ask about their familiarity with local housing prices and closing timelines.