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Find VA Loan Specialists Near You in Sunny Isles Beach, FL
Directory of va loan specialists in Sunny Isles Beach, Florida. Verify credentials with the state state mortgage licensing authority before hiring.
5 agents listed
Updated June 2026
Sunny Isles Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 5 va loan specialists in Sunny Isles Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
VA loan specialists in Sunny Isles Beach help veterans and active duty service members secure home financing with no down payment and competitive rates. Florida law exempts VA loan borrowers from paying intangible personal property tax on the mortgage. These specialists guide clients through the Certificate of Eligibility process and local property appraisal requirements.
What Does a VA Loan Specialist in Sunny Isles Beach Cost?
Typical costs for a VA loan specialist in Florida include an origination fee of up to 1% of the loan amount and third-party fees for appraisal and credit report. Appraisal fees in Sunny Isles Beach range from $500 to $800. Closing costs usually total 2% to 5% of the purchase price but sellers can pay some of these. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the VA loan limit for Sunny Isles Beach in 2025?
For 2025 the VA loan limit for Miami-Dade County including Sunny Isles Beach is $1,209,750 for a single-family home. Veterans with full entitlement have no limit but must still meet lender requirements.
Do VA loans require a funding fee in Florida?
Yes most VA loans require a funding fee unless the veteran has a service-connected disability. The fee ranges from 1.25% to 3.3% of the loan amount depending on down payment and whether it is a first or subsequent use. Florida does not add state-level fees to this charge.
Can a VA loan be used for a condo in Sunny Isles Beach?
Yes but the condo complex must be on the VA-approved list. Many Sunny Isles Beach high-rises are approved. The specialist will verify the property meets VA minimum property requirements and that the homeowners association allows VA financing.
Get matched with agents in Sunny Isles Beach who handle your type of case.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Florida.