Skip to main content

VA Loan Specialists in Vero Beach, FL

Directory of va loan specialists in Vero Beach, Florida. Verify credentials with the state state mortgage licensing authority before hiring.

18 agents listed
Updated June 2026
Vero Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Florida before hiring.
Showing 18 va loan specialists in Vero Beach, FL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Guild Mortgage - Kim Ullrich
3235 Cardinal Dr, Vero Beach, FL 32963
(561) 212-3849 branches.guildmortgage.com
Chris Ruby & The Treasure Coast Team of Supreme Lending
800 20th Pl #5, Vero Beach, FL 32960
(772) 530-6192 treasurecoastatsl.com
Denise Russo NMLS 644402 | ONE Presidential Mortgage
2907 Ocean Dr, Vero Beach, FL 32963
(860) 818-3307 onepresidentialmtg.com
Smartly Home Loans, Inc
80 Royal Palm Pointe, Vero Beach, FL 32960
(772) 999-2882 smartlyhomeloans.com
Union Home Mortgage - Vero Beach
93 Royal Palm Pointe, Vero Beach, FL 32960
(772) 226-6300 uhm.com
Amy Speak | SouthState Mortgage
3240 Cardinal Dr, Vero Beach, FL 32963
(772) 234-7877 southstatebank.com
Total Mortgage
2145 14th Ave Suite # 10, Vero Beach, FL 32960
(772) 933-5626 totalmortgage.com
Contour Mortgage, Vero Beach
1701 Jimmy Buffett Mem Hwy Suite #103, Vero Beach, FL 32963
(772) 758-2341 verobeachhomeloans.com
Cole Ripple
3096 Cardinal Dr Suite 2A, Vero Beach, FL 32963
(772) 538-6485
Shannon Pohl - Union Home Mortgage
93 Royal Palm Pointe, Vero Beach, FL 32960
(772) 360-6030 shannoncpohl.com
Eva Granberg NMLS #2167024 | ONE Presidential Mortgage
2907 Ocean Dr, Vero Beach, FL 32963
(772) 713-0123 onepresidentialmtg.com
Ocean Mortgage Capital
601 21st St Ste. 30 0, Vero Beach, FL 32960
(772) 559-4630 oceanmortgage.com
C2 Financial Corporation - Vero Beach Office - Clay Collins strictly offering reverse mortgages for seniors
1054 20th Pl, Vero Beach, FL 32960
(772) 584-2260 collinshomemortgage.com
Guild Mortgage - Dawn Schweiker
333 17th St Unit K Office 21, Vero Beach, FL 32960
(609) 560-2052 branches.guildmortgage.com
Newrez LLC
333 17th St Suite K, Office 10, Vero Beach, FL 32960
(772) 475-8320 newrez.com
Riverside Mortgage Solutions
801 20th Pl, Vero Beach, FL 32960
(772) 571-5671 riversidemortgagesolutions.com
ONE Presidential Mortgage
2907 Ocean Dr, Vero Beach, FL 32963
(860) 818-3307 onepresidentialmtg.com
Lisa Amorosa at FBC Mortgage, LLC
1406 19th Pl, Vero Beach, FL 32960
(772) 633-8477 lisaamorosa.com

A VA loan specialist in Vero Beach Florida can help veterans and active duty service members secure a home loan with no down payment and competitive interest rates. Florida law exempts VA loan holders from certain property tax benefits for disabled veterans under Florida Statute 196.101. Local specialists understand the Indian River County real estate market and can guide you through the Certificate of Eligibility process.

What Does a VA Loan Specialist in Vero Beach Cost?

Typical costs for a VA loan specialist in Florida include an origination fee of up to 1 percent of the loan amount plus third party fees for appraisal credit report and title search. These third party fees usually range from 500 to 1500 dollars. Some specialists may charge a flat fee between 500 and 2000 dollars. Costs vary by lender and loan complexity. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the basic eligibility requirements for a VA loan in Vero Beach?
You must meet service requirements set by the Department of Veterans Affairs such as 90 days of active service during wartime or 181 days during peacetime. You also need a valid Certificate of Eligibility. Florida does not add extra state-level requirements beyond federal rules.
Can I use a VA loan to buy a condo or townhouse in Vero Beach?
Yes but the property must be on the VA approved condominium list. Your specialist can check if a specific Vero Beach complex meets VA standards. Florida has many approved condos along the coast but not all are eligible.
Is there a funding fee for VA loans in Florida?
Yes the VA funding fee applies unless you are exempt due to a service connected disability. The fee ranges from 1.4 percent to 3.6 percent of the loan amount depending on your down payment and whether it is your first use. Florida law does not waive this fee.