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Compare va loan specialists in Winter Haven. Review contact information and insurance categorys before you decide.
12 agents listed
Updated May 2026
Winter Haven, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 12 va loan specialists in Winter Haven, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
333 Cypress Gardens Blvd, Winter Haven, FL 33880
8632910809
Solaris Financial Group LLC
250 Magnolia Ave Ste 200, Winter Haven, FL 33880
8635855011
Fairway Independent Mortgage Corporation
6607 Winterset Gardens Rd, Winter Haven, FL 33884
8632248558
American Liberty Mortgage - Orlando, FL
223 7th St SW, Winter Haven, FL 33880
4072334077
Vertical Lending
290 Cypress Gardens Blvd E, Winter Haven, FL 33880
8632990082
David Thornton - Lower Mortgage
429 1st St S, Winter Haven, FL 33880
8632877115
Mortgages & More, LLC
810 1st St S, Winter Haven, FL 33880
8632967181
American Liberty Mortgage - Polk County - Winter Haven, FL
223 7th St SW, Winter Haven, FL 33880
8636561177
Ovidio Sardinas - Home Loans
25 5th St NW, Winter Haven, FL 33881
8634102210
First Mortgage Corporation of Winter Haven
1810 6th St SE, Winter Haven, FL 33880
8632943254
Atlas Mortgage, Inc.
333 6th St SW, Winter Haven, FL 33880
8632936669
Motto Mortgage Homewise
264 W Central Ave Suite A, Winter Haven, FL 33880
8632363868
VA loan specialists in Winter Haven Florida help veterans and active duty service members obtain home financing with no down payment. Florida law exempts certain military retirement pay from state income tax, which can affect loan qualification. Local specialists understand Polk County property values and can guide you through the VA funding fee and appraisal process.
What Does a VA Loan Specialist in Winter Haven Cost?
Typical costs for VA loan specialist services in Florida include an origination fee of 0.5% to 1% of the loan amount. The VA funding fee ranges from 1.4% to 3.6% for first-time use, depending on down payment and service category. Some specialists charge flat fees between $500 and $1,500 for consulting. Costs vary by lender and loan complexity. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Winter Haven?
A VA loan specialist is a mortgage professional who focuses on VA-backed home loans. They help veterans understand eligibility, gather required documents, and navigate the loan process in Winter Haven Florida.
Do I need a Certificate of Eligibility for a VA loan in Florida?
Yes, you need a Certificate of Eligibility from the VA to prove your service meets loan requirements. Your specialist can help you obtain this document through the VA portal or by mail.
Are there Florida-specific rules for VA loans?
Florida law does not impose additional VA loan restrictions beyond federal rules. However, Florida property taxes and insurance costs can affect your loan amount and monthly payment.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.