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Looking for a va loan specialist in Winter Springs? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Winter Springs, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Florida before hiring.
Showing 4 va loan specialists in Winter Springs, FL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
That Mortgage Guy Don @ HAPPY HOME MORTGAGE LLC
1401 Town Plaza Ct #2030a, Winter Springs, FL 32708
9412206741
Jon Smith at Guaranteed Rate Affinity (NMLS #196479)
5965 Red Bug Lake Rd Unit 101, Winter Springs, FL 32708
4072047722
James Nedved - Regions Mortgage Loan Officer
5830 Red Bug Lake Rd, Winter Springs, FL 32708
4074744432
Tracy R Lord - Regions Mortgage Loan Officer
5830 Red Bug Lake Rd, Winter Springs, FL 32708
4074976973
VA loan specialists in Winter Springs Florida help veterans and active duty service members secure home financing with zero down payment. Florida law provides additional property tax exemptions for disabled veterans and their surviving spouses. Working with a local specialist ensures you understand Seminole County market conditions and Florida specific closing procedures.
What Does a VA Loan Specialist in Winter Springs Cost?
Typical costs for a VA loan specialist in Florida include an origination fee of up to 1 percent of the loan amount and third party fees for appraisal and credit report. The VA funding fee ranges from 1.4 percent to 3.6 percent depending on your down payment and service category. Some lenders charge flat fees between 500 and 1500 dollars. Costs vary by lender and loan size. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the basic eligibility requirements for a VA loan in Winter Springs?
You must have served at least 90 consecutive days on active duty during wartime or 181 days during peacetime. National Guard and Reserve members may qualify after six years of service. You will need a valid Certificate of Eligibility from the VA.
Can I use a VA loan to buy a condo in Winter Springs?
Yes but the condo complex must be approved by the VA. Many Winter Springs communities are on the VA approved list. Your specialist can check the current list and help you find eligible properties.
Are there Florida specific benefits for VA loan holders?
Florida offers a property tax exemption for disabled veterans with a service connected disability rating of 10 percent or more. Surviving spouses of veterans who died in the line of duty may also qualify. These exemptions apply to your primary residence.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Florida.