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Find VA Loan Specialists Near You in Athens, GA

Looking for a va loan specialist in Athens? Review the directory below to compare your options.

11 agents listed
Updated June 2026
Athens, GA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Georgia before hiring.
Showing 11 va loan specialists in Athens, GA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Charlie Fleming, Remarkable Mortgage
One Press Pl Suite 201, Athens, GA 30601
(404) 213-2447 meetremarkable.com
Joe Bishop - Ameris Bank Mortgage
1045 S Milledge Ave, Athens, GA 30605
(706) 340-3972 bankers.amerisbank.com
Cleveland Miller - BankSouth Mortgage Loan Officer
100 Athens Town Blvd Ste 2, Athens, GA 30606
(336) 455-1153 banksouthmortgage.com
Capital City Home Loans
1045 S Milledge Ave Suite 201, Athens, GA 30605
(706) 424-2275 cchl.com
Clyde The Mortgage Guy: Clyde Penton, Mortgage Lender NMLS #979755
1494 Prince Ave, Athens, GA 30606
(404) 604-7013 clydethemortgageguy.com
Athens Mortgage
710 S Milledge Ave, Athens, GA 30605
(706) 369-9307 athensmortgage.net
Derek Conley - Ameris Bank Mortgage
1045 S Milledge Ave, Athens, GA 30605
(678) 920-3786 bankers.amerisbank.com
Andy Eastman - Ameris Bank Mortgage
1045 S Milledge Ave, Athens, GA 30605
(706) 255-4493 bankers.amerisbank.com
Metro Mortgage of Georgia Inc
3722 Atlanta Hwy #3, Athens, GA 30606
(706) 543-8820 metromortgageofgeorgiainc.com
Todd Cowart - Regions Mortgage Loan Officer
2009 Prince Ave, Athens, GA 30606
(678) 488-5308 regions.com
Synovus Mortgage Corporation
150 W Hancock Ave, Athens, GA 30601
(706) 357-7051

VA loan specialists in Athens, Georgia help eligible veterans, active duty service members, and surviving spouses secure home financing with favorable terms. Georgia law provides additional property tax exemptions for disabled veterans, which can affect loan affordability. Local specialists understand the Athens real estate market and can guide you through the VA funding fee and county specific requirements.

What Does a VA Loan Specialist in Athens Cost?

Typical costs for a VA loan specialist in Georgia include an origination fee of 0.5% to 1% of the loan amount, plus a VA funding fee of 2.15% for first time use with no down payment. Appraisal fees in Athens range from $500 to $700. Closing costs usually total 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in Athens?
A VA loan specialist is a mortgage professional who focuses on loans guaranteed by the U.S. Department of Veterans Affairs. They help veterans in Athens navigate eligibility, obtain a Certificate of Eligibility, and close on a home with no down payment.
Do I need a Georgia specific VA loan specialist?
Yes, because Georgia has unique property tax exemptions for disabled veterans and specific county recording rules. A local specialist in Athens knows Clarke County procedures and can coordinate with local appraisers and title companies.
Are there income limits for VA loans in Georgia?
No, VA loans do not have income limits. However, the lender will review your debt to income ratio. Georgia law does not impose additional income restrictions for VA loans.

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