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Looking for a va loan specialist in Pearl City? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Pearl City, HI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Hawaii before hiring.
Showing 2 va loan specialists in Pearl City, HI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Money Mart
719 Kamehameha Hwy a101, Pearl City, HI 96782
8084553500
Finance Factors
850 Kamehameha Hwy # 161, Pearl City, HI 96782
8084532100
VA loan specialists in Pearl City, Hawaii help veterans and active duty service members secure home financing with no down payment. Hawaii law exempts VA loan documents from certain state conveyance taxes under Hawaii Revised Statutes Chapter 247. Specialists guide clients through unique local factors such as island property appraisals and leasehold land considerations.
What Does a VA Loan Specialist in Pearl City Cost?
Typical costs for VA loan specialist services in Hawaii include a 1% to 2% origination fee of the loan amount. The VA funding fee ranges from 0.5% to 3.3% depending on down payment and veteran category. Appraisal fees in Pearl City average $500 to $800. Costs vary by property type and loan size. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Pearl City?
A VA loan specialist is a mortgage professional who focuses on loans backed by the U.S. Department of Veterans Affairs. They help veterans in Pearl City understand eligibility, funding fees, and local property requirements specific to Hawaii.
Do VA loans require a down payment in Hawaii?
No, VA loans do not require a down payment for qualified borrowers. This benefit applies to homes in Pearl City and across Hawaii, though the property must meet VA minimum property requirements.
What are Hawaii specific rules for VA loans on leasehold land?
Many properties in Hawaii are on leasehold land. VA loans are allowed on leasehold properties if the lease has at least 30 years remaining and meets VA guidelines. Specialists can review lease terms to ensure compliance.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Hawaii.