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Showing 5 va loan specialists in Waipahu, HI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Aloha Lending Services, LLC
94-1024 Waipio Uka St # 207, Waipahu, HI 96797
(808) 671-0977
alohalendingservices.com
RhyAnn Starkowski at Veterans Lending Group
94-539 Puahi St, Waipahu, HI 96797
(877) 773-1226
veteranslendinggroup.com
What Does a VA Loan Specialist in Waipahu Cost?
Typical costs for a VA loan specialist in Hawaii include an origination fee of 1 percent of the loan amount, plus third party fees for appraisal and title search. The VA funding fee ranges from 1.4 percent to 3.6 percent depending on your down payment and service category. For a $500,000 home, total closing costs often range from $10,000 to $15,000. Costs vary by lender and property type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist do in Waipahu?
A VA loan specialist assists veterans with applying for VA-backed home loans. They help with pre-approval, document gathering, and navigating Hawaii specific requirements like flood zone insurance and volcanic hazard disclosures.
Can I use a VA loan for a condo in Waipahu?
Yes, but the condo complex must be VA approved. Many Waipahu condos are on the approved list. Your specialist can check the VA condo database and help with the approval process if needed.
Are there Hawaii specific rules for VA loans?
Yes. Hawaii law requires a mortgage lender to provide a disclosure about volcanic hazard zones. Also, Hawaii has a conveyance tax that applies to VA loans. Your specialist will explain these costs upfront.