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Showing 2 va loan specialists in Hayden, ID
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Mutual of Omaha Reverse Mortgage
9040 Hess St, Hayden, ID 83835
2087626887
Jason Kelly at CrossCountry Mortgage
8596 N Wayne Dr Unit A8, Hayden, ID 83835
2086766367
What Does a VA Loan Specialist in Hayden Cost?
VA loan specialists in Idaho typically charge origination fees of 0.5% to 1.0% of the loan amount. Closing costs for a VA loan in Hayden range from 2% to 5% of the purchase price, though sellers can pay some of these fees. The VA funding fee is 2.15% for first-time use with no down payment but may be waived for disabled veterans. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Hayden?
A VA loan specialist is a mortgage professional who focuses on loans guaranteed by the U.S. Department of Veterans Affairs. They help veterans understand eligibility, obtain a Certificate of Eligibility, and close a home purchase or refinance in Idaho.
Do I need a specific credit score for a VA loan in Idaho?
The VA does not set a minimum credit score, but most lenders in Idaho require a score of 620 or higher. A specialist can review your credit history and suggest steps to improve your chances.
Are there Idaho-specific rules for VA loans?
Idaho follows VA guidelines but has unique property tax exemptions for disabled veterans. A specialist can explain how Idaho Code Title 63 applies to your home purchase and potential tax savings.