Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 10 va loan specialists in Crystal Lake, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bryan Reed, Mortgage Lender NMLS #220817
3 W Crystal Lake Ave Unit 1, Crystal Lake, IL 60014
8474778738
New American Funding - Brian Augustine
970 McHenry Ave Suites A-1 to A-4, Crystal Lake, IL 60014
8472045710
Aplos Mortgage
282 Memorial Ct C, Crystal Lake, IL 60014
8155267711
Mortgage Capital Group, Inc.
64 E Crystal Lake Ave, Crystal Lake, IL 60014
8154554422
Jerry DuPaw at Rate (NMLS #631478)
35 Berkshire Dr Unit 12, Crystal Lake, IL 60014
8478155628
Tricia Schultz at Rate (NMLS #200934)
35 Berkshire Dr #12, Crystal Lake, IL 60014
8472322720
Nicole LaMorte Branch Manager at Nations Lending - NMLS: 868279
85 S Virginia St, Crystal Lake, IL 60014
8154555554
Michael Campbell at CrossCountry Mortgage
85 S Virginia St, Crystal Lake, IL 60014
8478458145
Kristine Tonkin-U.S. Bank Mortgage
350 Commonwealth Dr, Crystal Lake, IL 60014
8157882650
Alicia Cardoso at Rate (NMLS #938248)
35 Berkshire Dr Unit 12, Crystal Lake, IL 60014
3127521524
What Does a VA Loan Specialist in Crystal Lake Cost?
VA loan specialists in Illinois typically charge an origination fee of 1% to 2% of the loan amount, though some may offer no-fee options. Closing costs in Crystal Lake range from 2% to 5% of the purchase price and include appraisal, title insurance, and recording fees. The VA funding fee is 2.15% for first-time use with no down payment, but veterans with service-connected disabilities are exempt. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Crystal Lake?
A VA loan specialist is a mortgage professional who focuses on VA home loans for veterans and military borrowers. They help with the application process, understand Illinois specific property tax benefits, and work with lenders approved by the VA.
What documents do I need for a VA loan in Illinois?
You need your Certificate of Eligibility, proof of military service, recent pay stubs, tax returns, and bank statements. Illinois lenders may also require a property appraisal and proof of homeowners insurance.
Are there Illinois specific rules for VA loans?
Yes, Illinois offers a property tax exemption for veterans with a service-connected disability of 50% or more. This exemption can reduce your monthly housing costs and may affect your loan approval amount. Consult a local specialist for details.