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Looking for a va loan specialist in Kankakee? Review the directory below to compare your options.
10 agents listed
Updated May 2026
Kankakee, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 10 va loan specialists in Kankakee, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Tower Loan
105 E Court St, Kankakee, IL 60901
8153481996
World Finance
6 Meadowview Center, Kankakee, IL 60901
8159291652
Heights Finance
70 Meadowview Center # 402, Kankakee, IL 60901
8152696356
OneMain Financial
1010 N 5th Ave, Kankakee, IL 60901
8159326781
Peoples Bank of Kankakee
333 E Court St, Kankakee, IL 60901
8159367600
Midland States Bank
255 E Station St, Kankakee, IL 60901
8159372800
First Trust Bank of Illinois
275 E Court St Suite 201, Kankakee, IL 60901
8159294000
PNC Mortgage
1 Dearborn Square, Kankakee, IL 60901
8159353600
First Trust Bank of Illinois
1500 W Court St, Kankakee, IL 60901
8159294020
Virginia's Cash Advance
1610 E Court St b, Kankakee, IL 60901
8159293850
VA loan specialists in Kankakee, Illinois help veterans and active duty service members secure home financing through the U.S. Department of Veterans Affairs. In Illinois, VA loans are subject to state property tax exemptions for veterans with service-connected disabilities. Specialists guide borrowers through the Certificate of Eligibility process and local appraisal requirements specific to Kankakee County.
What Does a VA Loan Specialist in Kankakee Cost?
Typical costs for a VA loan specialist in Illinois include a funding fee of 1.25% to 3.3% of the loan amount for first-time use, unless you are exempt due to a service-connected disability. Appraisal fees in Kankakee range from $500 to $800. Closing costs such as title insurance and recording fees usually total 2% to 5% of the loan amount. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the basic eligibility requirements for a VA loan in Kankakee?
You must have served at least 90 days of active duty during wartime or 181 days during peacetime, or be a current active duty member. National Guard and Reserve members may qualify after six years of service. A valid Certificate of Eligibility from the VA is required.
Are there any Illinois-specific rules for VA loans?
Yes, Illinois law exempts veterans with a 100% service-connected disability from paying property taxes on their primary residence. Additionally, Illinois does not charge a state transfer tax on VA loan refinances. Lenders must follow both federal VA guidelines and Illinois mortgage regulations.
How long does the VA loan process take in Kankakee?
The typical timeline from application to closing is 30 to 45 days. This includes appraisal, underwriting, and title review. Delays can occur if the property requires repairs or if the borrower needs to provide additional income documents.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.