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Compare va loan specialists in Loves Park. Review contact information and insurance categorys before you decide.
7 agents listed
Updated May 2026
Loves Park, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 7 va loan specialists in Loves Park, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Rock Valley Credit Union
1201 Clifford Ave, Loves Park, IL 61111
8152820300
Karina Flores - Fairway Independent Mortgage
6278 E Riverside Blvd, Loves Park, IL 61111
8155406440
Fairway Independent Mortgage Corporation
6278 E Riverside Blvd, Loves Park, IL 61111
8159662010
Kari Pierce, Rockford Bell Credit Union
4225 N Perryville Rd, Loves Park, IL 61111
8156362100
Angelica Alexander - PNC Mortgage Loan Officer (NMLS #512063)
5817 N 2nd St, Loves Park, IL 61111
8159790743
Tampa Refinance Mortgage
6611 N 2nd St, Loves Park, IL 61111
8664843199
PNC Mortgage
5817 N 2nd St, Loves Park, IL 61111
8156335050
A VA loan specialist in Loves Park, Illinois helps veterans and active duty service members secure home financing with favorable terms. Illinois law requires lenders to provide specific disclosures for VA loans, including a notice of the right to rescind within three business days. Loves Park residents benefit from local specialists who understand the Rockford area housing market and can guide borrowers through the VA funding fee and county loan limits.
What Does a VA Loan Specialist in Loves Park Cost?
Typical costs for a VA loan specialist in Illinois include an origination fee of up to 1% of the loan amount, plus third-party fees for appraisal, credit report, and title search. The VA funding fee ranges from 0.5% to 3.3% for most borrowers. In Loves Park, closing costs often total 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Loves Park?
A VA loan specialist is a mortgage professional who focuses on loans backed by the U.S. Department of Veterans Affairs. They help veterans in Loves Park understand eligibility, gather required documents, and complete the loan process. Illinois law requires these specialists to be licensed through the Nationwide Multistate Licensing System.
What are the eligibility requirements for a VA loan in Illinois?
Eligibility is based on service requirements set by the VA, such as 90 consecutive days of active service during wartime or 181 days during peacetime. Illinois does not impose additional state-level eligibility rules. A Certificate of Eligibility from the VA is needed to start the process.
Are there any Illinois-specific fees for VA loans?
Illinois does not charge state-specific fees for VA loans, but borrowers must pay the VA funding fee unless exempt. This fee ranges from 1.25% to 3.3% of the loan amount depending on down payment and service category. County recording fees and transfer taxes in Winnebago County also apply.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.