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Directory of va loan specialists in Palos Heights, Illinois. Verify credentials with the state mortgage licensing authority before hiring.
11 agents listed
Updated May 2026
Palos Heights, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 11 va loan specialists in Palos Heights, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Gabriel A Escobedo | Fairway Independent Mortgage Corporation Loan Officer
7300 W College Dr #201, Palos Heights, IL 60463
7084360600
Kevin Thompson - Old National Bank
12600 S Harlem Ave, Palos Heights, IL 60463
7084805382
Tony Reda - Old National Bank
12600 S Harlem Ave, Palos Heights, IL 60463
7086712943
VA loan specialists in Palos Heights, Illinois help veterans and active duty service members secure home financing with favorable terms. Illinois law provides additional property tax exemptions for disabled veterans, which can reduce overall housing costs. Local specialists understand the specific requirements for Cook County and the Palos Heights real estate market.
What Does a VA Loan Specialist in Palos Heights Cost?
Typical costs for a VA loan specialist in Illinois include a funding fee ranging from 1.25% to 3.3% of the loan amount depending on down payment and service history. Lender origination fees in Illinois average 0.5% to 1% of the loan amount. Appraisal and title fees in Cook County can add $500 to $1,500. Costs vary by situation and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist do in Palos Heights?
A VA loan specialist guides veterans through the VA home loan process, including certificate of eligibility, lender selection, and closing. They also explain Illinois-specific benefits like the disabled veterans homestead exemption. Their goal is to help you secure financing with no down payment and competitive rates.
Are there Illinois-specific rules for VA loans?
Yes, Illinois offers property tax exemptions for veterans with service-connected disabilities, which can lower monthly costs. VA loans in Illinois also follow federal guidelines but local specialists can help with Cook County recording fees and title requirements. No state income tax is applied to VA loan benefits.
How do I choose a VA loan specialist in Palos Heights?
Look for specialists with experience in Illinois VA loans and knowledge of the Palos Heights housing market. Check their licensing with the Illinois Department of Financial and Professional Regulation. Ask about their familiarity with local lenders and closing timelines.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.