ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Directory of va loan specialists in Peru, Illinois. Verify credentials with the state mortgage licensing authority before hiring.
17 agents listed
Updated May 2026
Peru, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 17 va loan specialists in Peru, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Illinois Valley Auto Group
3315 Frontage Rd, Peru, IL 61354
8152240044
World Finance
5301 IL-251 Ste C, Peru, IL 61354
8152232240
Community Lenders
1011 Shooting Park Rd Suite 102, Peru, IL 61354
8152231800
LaSalle VA Clinic
4461 Progress Blvd, Peru, IL 61354
8152239678
Heartland Bank and Trust Company
925 Shooting Park Rd, Peru, IL 61354
8152237500
Midland States Bank
2825 Plaza Dr, Peru, IL 61354
8152207130
Illinois Valley Credit Union
1311 Shooting Park Rd, Peru, IL 61354
8152242667
Financial Plus Credit Union
2813 Plaza Dr, Peru, IL 61354
8152236602
Eureka Savings Bank
2959 Peoria St, Peru, IL 61354
8152239400
OneMain Financial
3935 Frontage Rd, Peru, IL 61354
8152242631
First State Bank
4351 Venture Dr, Peru, IL 61354
8152244484
Central Bank Illinois
1721 Midtown Rd, Peru, IL 61354
8152201788
Peru Federal Savings Bank
1730 4th St, Peru, IL 61354
8152234300
Veterans Assistance Commission of LaSalle County
4231 Progress Blvd #4, Peru, IL 61354
8154331761
Peru Federal Savings Bank
914 Shooting Park Rd, Peru, IL 61354
8152242213
First Federal Savings Bank
1600 38th St, Peru, IL 61354
8152243100
Mike Smith - Commercial Lender - Heartland Bank
925 Shooting Park Rd, Peru, IL 61354
8152247714
VA loan specialists in Peru, Illinois help veterans and active duty service members secure home loans with no down payment and competitive rates. Illinois law requires all mortgage loan originators to be licensed through the Illinois Department of Financial and Professional Regulation. Local specialists understand the real estate market in LaSalle County and can guide you through the VA appraisal process for homes in the Peru area.
What Does a VA Loan Specialist in Peru Cost?
Typical costs for a VA loan specialist in Illinois include an origination fee of 0.5% to 1% of the loan amount, plus third-party fees for appraisal, credit report, and title services. These fees can range from 500 to 3,000 dollars depending on the loan size and property. The VA funding fee is 2.15% for first-time use with no down payment, but this fee may be reduced for disabled veterans. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Peru?
A VA loan specialist is a licensed mortgage professional who helps veterans and military families apply for VA-backed home loans. They guide you through eligibility, documentation, and the closing process specific to Illinois regulations.
Do I need a Certificate of Eligibility for a VA loan in Illinois?
Yes, you need a VA Certificate of Eligibility to prove your service status. Your specialist can help you obtain this through the VA eBenefits portal or by submitting a paper form.
Are there Illinois-specific rules for VA loan appraisals?
Yes, Illinois requires VA appraisals to meet minimum property requirements and local building codes. The appraisal must be done by a VA-approved appraiser familiar with Peru area standards.
Free • No Obligation
Compare VA Loan Specialists
Get matched with agents in Peru who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Illinois.