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VA Loan Specialists in Roscoe, IL

Directory of va loan specialists in Roscoe, Illinois. Verify credentials with the state mortgage licensing authority before hiring.

8 agents listed
Updated May 2026
Roscoe, IL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Illinois before hiring.
Showing 8 va loan specialists in Roscoe, IL Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Envoy Mortgage - Rockford, IL
4761 Bluestem Rd, Roscoe, IL 61073
8157131003
Jessica Rielly - Envoy Mortgage Rockford
4761 Bluestem Rd, Roscoe, IL 61073
8159970149
Sarah Spradlin - Stateline Lender with Envoy Mortgage
4761 Bluestem Rd, Roscoe, IL 61073
8157213103
Michael Hughes - Mortgage Planner
5506 Clayton Cir, Roscoe, IL 61073
8159867168
Envoy Mortgage - Roscoe, IL
4761 Bluestem Rd, Roscoe, IL 61073
8153154067
Kristie Sullivan - Envoy Mortgage
4761 Bluestem Rd, Roscoe, IL 61073
8153786962
Shane Hartje - Envoy Mortgage
4761 Bluestem Rd, Roscoe, IL 61073
8157425323
Fidelity Mortgage Inc of Il
11415 Main St # 100, Roscoe, IL 61073
8156238887

VA loan specialists in Roscoe, Illinois help veterans and active duty service members navigate the home buying process. Illinois law provides property tax exemptions for veterans with service-connected disabilities, which can reduce overall housing costs. Local specialists understand the specific requirements for VA loans in Winnebago County and can guide you through the application process.

What Does a VA Loan Specialist in Roscoe Cost?

VA loan specialists in Illinois typically charge origination fees ranging from 0 to 1 percent of the loan amount. Some specialists may also charge processing or underwriting fees, which can total between 500 and 1,500 dollars. Closing costs in Illinois average 2 to 5 percent of the purchase price, but sellers can often pay these costs. This is general information and does not constitute mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in Roscoe?
A VA loan specialist is a mortgage professional who focuses on loans backed by the U.S. Department of Veterans Affairs. They help veterans in Roscoe understand eligibility, obtain a Certificate of Eligibility, and complete the loan application process.
Who qualifies for a VA loan in Illinois?
Veterans, active duty service members, and certain members of the National Guard and Reserves may qualify. Spouses of service members who died in the line of duty or from a service-connected disability may also be eligible.
Are there Illinois-specific benefits for VA loan borrowers?
Yes, Illinois offers a property tax exemption for veterans with a service-connected disability of at least 50 percent. This exemption can reduce the taxable value of your home, lowering annual property tax bills.