Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Illinois before hiring.
Showing 20 va loan specialists in St. Charles, IL
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
The Money Store: Carlos Villalon, Branch Manager
405 Illinois Ave #2c, St. Charles, IL 60174
(847) 809-6281
carlosvillalon.com
Steve Hendriksen - Mortgage Lender
11 E Main St Office 106, St. Charles, IL 60174
(217) 620-3894
365-loans.com
Kelly DePauw - Mortgage Lender; First American Bank
2901 E Main St, St. Charles, IL 60174
(630) 547-8809
firstambank.com
GreenState Mortgage - Daryn Peterson - NMLS 755958
3755 E Main St Suite 152, St. Charles, IL 60174
(312) 379-8881
dpmortgage.com
The Mortgage Link- St. Charles, IL Steven Phras Branch
2320 Dean St # 106, St. Charles, IL 60175
(847) 630-6636
myloan.themortgagelink.com
The Bukowski Mortgage Team - The Money Store
405 Illinois Ave #2c, St. Charles, IL 60174
(630) 254-3752
thebukowskiteam.com
Guild Mortgage - Julie Parrilli
40w310 LaFox Rd c1, St. Charles, IL 60175
(630) 988-0094
branches.guildmortgage.com
Tracy Flanagan-Vice President Residential Lending-Green State Mortgage
3755 E Main St Suite #140, St. Charles, IL 60174
(888) 901-0026
tracyflanagan.greenstate.org
Chris Hoss at CrossCountry Mortgage
116 E Main St #2n, St. Charles, IL 60174
(630) 884-0030
myccloan.com
Guild Mortgage - Clarita Lage
40w310 LaFox Rd c1, St. Charles, IL 60175
(630) 524-9687
branches.guildmortgage.com
Telli Panagakis at CrossCountry Mortgage
116 E Main St, St. Charles, IL 60174
(630) 285-9300
crosscountrymortgage.com
Traci Emond - Guild Mortgage
40w310 LaFox Rd C-1, St. Charles, IL 60175
(224) 805-6482
branches.guildmortgage.com
Guild Mortgage - Claude Ehinger
40w310 LaFox Rd C-1, St. Charles, IL 60175
(847) 380-0094
branches.guildmortgage.com
The Hoss Team at CrossCountry Mortgage
116 E Main St, St. Charles, IL 60174
(630) 884-5000
crosscountrymortgage.com
GreenState Mortgage - Patrick McClain NMLS # 755881
3755 E Main St Suite 152, St. Charles, IL 60174
(630) 544-5851
Guild Mortgage Company
40w310 LaFox Rd C-1, St. Charles, IL 60175
(630) 326-3630
branches.guildmortgage.com
Mutual of Omaha Mortgage
104 S 2nd Ave, St. Charles, IL 60174
(800) 485-5364
mutualmortgageofchicago.com
What Does a VA Loan Specialist in St. Charles Cost?
VA loan specialists in Illinois typically charge a flat fee or a percentage of the loan amount. Common fees range from 1% to 2% of the loan value, though some specialists offer free initial consultations. You may also pay a VA funding fee, which is 2.15% for first-time use with zero down payment. Costs vary by lender and loan size. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a VA loan in St. Charles?
You must have served a minimum period of active duty, typically 90 days during wartime or 181 days during peacetime. National Guard and Reserve members may qualify after six years of service. A Certificate of Eligibility from the VA is required.
Are there property condition requirements for VA loans in Illinois?
Yes, the property must meet VA minimum property requirements, including a safe water supply, adequate heating, and no lead-based paint hazards. In St. Charles, homes with private wells or septic systems must pass local health department inspections.
Can I use a VA loan to buy a condo in St. Charles?
Yes, but the condo complex must be VA-approved. You can check the VA list of approved condominium projects. A local specialist can help verify if a specific St. Charles condo qualifies.
VA Loan Specialists in Other Illinois Cities
Addison · Algonquin · Alton · Antioch · Arlington Heights · Aurora · Barrington · Bartlett · Batavia · Belleville · Berwyn · Bloomingdale · Bloomington · Bolingbrook · Bourbonnais