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Looking for a va loan specialist in Richmond? Review the directory below to compare your options.
8 agents listed
Updated May 2026
Richmond, IN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Indiana before hiring.
Showing 8 va loan specialists in Richmond, IN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
KTL Performance Mortgage Richmond
3363 E Main St, Richmond, IN 47374
7652734711
PrimeLending, A PlainsCapital Company - Richmond
913 E Main St Suite A, Office 1, Richmond, IN 47374
7654397002
Alex Pressly - USA Mortgage
900 N E St, Richmond, IN 47374
9374671215
Tracey Jellison, NMLS: 707631, PrimeLending
913 E Main St Suite A, Office 1, Richmond, IN 47374
7659141790
US Bank Mortgage
531 E Main St, Richmond, IN 47374
8008722657
Chase Home Lending
4400 E Main St, Richmond, IN 47374
4046670941
US Bank Mortgage
905 Locust Dr, Richmond, IN 47374
8008722657
Richmond Mortgage Refinance
3531 SW P St, Richmond, IN 47374
7659773245
VA loan specialists in Richmond, Indiana help veterans and active duty service members secure home loans with no down payment and competitive rates. Indiana law provides additional property tax exemptions for qualifying veterans, which can reduce long-term housing costs. Working with a local specialist ensures you understand both federal VA rules and Indiana-specific benefits.
What Does a VA Loan Specialist in Richmond Cost?
VA loan specialist fees in Indiana typically range from 1 to 2 percent of the loan amount for origination and processing. Closing costs in Richmond average 2 to 5 percent of the purchase price, including appraisal, title insurance, and recording fees. Indiana law limits certain lender fees but does not cap the VA funding fee. Costs vary by lender and loan size. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a VA loan in Richmond Indiana?
You must meet VA service requirements, such as 90 days of active service during wartime or 181 days during peacetime. Indiana does not impose additional state eligibility rules. A Certificate of Eligibility from the VA is required to start the loan process.
Can I use a VA loan for a home in Wayne County Indiana?
Yes, VA loans can be used for primary residences in Wayne County including Richmond. The property must meet VA minimum property requirements and be your primary home. Indiana law does not restrict VA loans by county.
Are there Indiana-specific fees for VA loans in Richmond?
Indiana does not charge state-specific VA loan fees. However, you may pay a VA funding fee unless exempt due to a service-connected disability. Local closing costs and transfer taxes in Wayne County apply, typically 1 to 3 percent of the loan amount.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Indiana.