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Showing 2 va loan specialists in Pleasant Hill, IA
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Bryan Zeutenhorst Team at Envoy Mortgage
5161 Maple Dr Suite B, Pleasant Hill, IA 50327
5154194701
Envoy Mortgage - Des Moines, IA
5161 Maple Dr Suite B, Pleasant Hill, IA 50327
8153150655
What Does a VA Loan Specialist in Pleasant Hill Cost?
Typical costs for VA loan specialist services in Iowa include an origination fee of 1% to 2% of the loan amount, plus third party fees for appraisal, credit report, and title insurance. The VA funding fee ranges from 1.25% to 3.3% of the loan amount depending on down payment and service category. These costs vary by lender and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Pleasant Hill?
A VA loan specialist is a licensed mortgage professional who helps veterans apply for VA backed home loans. They assist with the Certificate of Eligibility, property appraisal, and closing process specific to Iowa requirements.
Do I need a special license to be a VA loan specialist in Iowa?
Yes, all mortgage loan originators in Iowa must hold a valid license through the Nationwide Multistate Licensing System and Registry. They must also complete Iowa specific education and pass a background check.
What are the VA loan limits for Pleasant Hill Iowa in 2024?
For 2024, the VA loan limit for Polk County Iowa is $766,550 for a single family home. Veterans with full entitlement may not have a limit, but most borrowers use the county limit as a guideline.