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Looking for a va loan specialist in Berea? Review the directory below to compare your options.
11 agents listed
Updated May 2026
Berea, KY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Kentucky before hiring.
Showing 11 va loan specialists in Berea, KY
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
World Finance
226 Mini Mall Dr, Berea, KY 40403
8599861118
Heights Finance
405 Richmond Rd N Ste B, Berea, KY 40403
8599866000
Berea VA Clinic
209 Pauline Dr, Berea, KY 40403
8599861259
James Alexander, Mortgage Banker, NMLS #54612
405 Richmond Rd N suite d, Berea, KY 40403
8595824751
Stockton Mortgage Berea, KY | NMLS# 8259
405 Richmond Rd N suite d, Berea, KY 40403
8593530933
Mountain Association
433 Chestnut St, Berea, KY 40403
8599862373
Cumberland Valley National Bank (CVNB)
235 Glades Rd, Berea, KY 40403
8599851221
JustChoice Lending
319 Oak St, Berea, KY 40403
8663670855
Fahe
319 Oak St, Berea, KY 40403
8599862321
Fifth Third Mortgage - Gayle Roberts
137 Oak Meadow Dr, Berea, KY 40403
5133580429
US Bank Mortgage
623 KY-21, Berea, KY 40403
8008722657
VA loan specialists in Berea Kentucky help veterans and active duty service members secure home loans with no down payment. Kentucky law requires lenders to follow specific appraisal and funding fee rules set by the Department of Veterans Affairs. Local specialists understand Berea real estate market conditions and can guide you through the certificate of eligibility process.
What Does a VA Loan Specialist in Berea Cost?
VA loan specialist fees in Kentucky typically range from 0.5 percent to 1 percent of the loan amount for origination services. Some specialists charge a flat fee between 500 and 1500 dollars. The VA funding fee for first time use is 2.15 percent for regular military and 2.4 percent for Reserve and National Guard, though this may be waived for disabled veterans. Costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist in Berea do?
A VA loan specialist helps you understand your VA home loan benefit and guides you through the application process. They assist with gathering documents like the Certificate of Eligibility and coordinate with Kentucky lenders who offer VA loans. They also explain local property requirements and closing procedures in Berea.
Do I need a Kentucky specific VA loan specialist?
Yes, a Kentucky VA loan specialist knows state specific rules like the Kentucky homestead exemption and local property tax benefits for veterans. They also understand regional appraisal guidelines and county specific funding fee limits. This local knowledge can help avoid delays in the loan process.
What are the eligibility requirements for a VA loan in Kentucky?
You must meet service requirements set by the VA, such as 90 days of active duty during wartime or 181 days during peacetime. Kentucky does not have additional state eligibility rules beyond federal VA guidelines. You also need a valid Certificate of Eligibility from the VA.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Kentucky.