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Looking for a va loan specialist in Alfred? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Alfred, ME
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maine before hiring.
Showing 2 va loan specialists in Alfred, ME
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jenn Stonehouse
7 Saco Rd, Alfred, ME 04002
2074321200
Fred Marquez
7 Saco Rd, Alfred, ME 04002
2078373421
VA loan specialists in Alfred, Maine help eligible veterans, active duty service members, and surviving spouses obtain home financing with no down payment and competitive rates. Maine law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Alfred residents can work with specialists who understand local property values and the specific requirements for VA appraisals in York County.
What Does a VA Loan Specialist in Alfred Cost?
Typical costs for a VA loan specialist in Maine include an origination fee of up to 1 percent of the loan amount, plus third-party fees for appraisal, credit report, and title services. These third-party fees usually range from 500 to 1,500 dollars. The VA funding fee, which is a percentage of the loan amount, applies unless you are exempt due to a service-connected disability. This fee ranges from 1.4 to 3.6 percent for first-time use. Note that this is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the basic eligibility requirements for a VA loan in Alfred Maine?
You must meet service requirements set by the Department of Veterans Affairs, such as 90 consecutive days of active service during wartime or 181 days during peacetime. National Guard and Reserve members may qualify after six years of service. You also need a valid Certificate of Eligibility from the VA.
Can I use a VA loan to buy a home in Alfred if I have used one before?
Yes, you can use a VA loan multiple times as long as you have remaining entitlement. If your previous VA loan was paid off and the property was sold, your entitlement may be restored. You can also request a one-time restoration if the loan was paid in full but the property was not sold.
Are there any Maine-specific rules for VA loan appraisals in Alfred?
VA appraisals in Maine follow national guidelines but also consider local market conditions. The appraiser must be VA-approved and will assess the propertys condition, safety, and value. Maine property tax exemptions for veterans do not affect the appraisal process but can reduce your monthly housing costs.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maine.