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Find VA Loan Specialists in Waterville, ME

Directory of va loan specialists in Waterville, Maine. Verify credentials with the state mortgage licensing authority before hiring.

10 agents listed
Updated May 2026
Waterville, ME
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maine before hiring.
Showing 10 va loan specialists in Waterville, ME Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
New Dimensions Federal Credit Union
94 Silver St, Waterville, ME 04901
2078722771
Maine State Credit Union
81 Grove St, Waterville, ME 04901
2076231851
Bangor Savings Bank
366 Main St, Waterville, ME 04901
8772264671
Kennebec Savings Bank
226 Main St, Waterville, ME 04901
2078725563
Ancorum Credit Union
Inside Wal-Mart, 80 Waterville Commons Drive, Waterville, ME 04901
8007500959
KSW Federal Credit Union
222 College Ave, Waterville, ME 04901
2078725602
TD Bank
182 Main St, Waterville, ME 04901
2078733301
Kennebec Savings Bank
11 Washington St, Waterville, ME 04901
2078733539
Fischer Financial Services
315 Main St, Waterville, ME 04901
2078737654
KFS Mortgage Company
226 Main St, Waterville, ME 04901
2078735153

VA loan specialists in Waterville Maine help veterans and active duty service members navigate the home buying process. Maine law provides property tax exemptions for qualifying veterans which can reduce overall housing costs. A local specialist can explain how these benefits apply to your VA loan in Kennebec County.

What Does a VA Loan Specialist in Waterville Cost?

VA loan specialist fees in Maine typically range from 500 to 1500 dollars for their services. Some specialists charge a flat fee while others work on a commission basis from the lender. Closing costs for a VA loan in Maine average 3 to 5 percent of the loan amount but the VA limits certain fees. Note that this is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a VA loan specialist do in Waterville Maine?
A VA loan specialist guides veterans through the VA home loan process including certificate of eligibility and lender requirements. They help you understand Maine specific rules like the state property tax exemption for veterans. Their goal is to make the loan process smoother for Maine borrowers.
Do I need a Maine specific VA loan specialist?
Yes because Maine has unique property tax exemptions and state laws that affect VA loans. A specialist familiar with Maine can help you apply for the veterans property tax exemption which reduces your annual tax bill. They also know local lenders and appraisers in the Waterville area.
What documents do I need for a VA loan in Maine?
You need your Certificate of Eligibility from the VA and proof of service or discharge. Maine lenders also require standard documents like pay stubs tax returns and bank statements. A specialist can help you gather everything needed for a smooth application.