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Find VA Loan Specialists in Chester, MD

Compare va loan specialists in Chester. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Chester, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 2 va loan specialists in Chester, MD Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Adam Siegelbaum of Direct Mortgage Loans
2201 Main St Suite 2, Chester, MD 21619
4108241274
The Chesapeake Team of Direct Mortgage Loans
2201 Main St Suite 2, Chester, MD 21619
4106438188

VA loan specialists in Chester, Maryland help veterans and active duty service members navigate the home buying process using a VA-backed mortgage. Maryland law requires lenders to provide a clear disclosure of all fees and terms under the Maryland Mortgage Lender Law. Specialists can guide you through the Certificate of Eligibility process and explain local property tax exemptions for disabled veterans.

What Does a VA Loan Specialist in Chester Cost?

Typical costs for VA loan specialist services in Maryland include an origination fee of 1% to 2% of the loan amount, plus third-party fees for appraisal, title search, and credit report. Closing costs generally range from 3% to 5% of the purchase price. The VA funding fee, which is 2.15% for first-time use with no down payment, is often financed into the loan. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in Chester?
A VA loan specialist is a mortgage professional who focuses on VA-guaranteed home loans. They help veterans understand eligibility requirements, obtain a Certificate of Eligibility, and find lenders who offer competitive rates in Queen Anne County.
Do I need a specific credit score for a VA loan in Maryland?
The VA does not set a minimum credit score, but most lenders in Maryland require a score of at least 620. Each lender may have different standards, so a specialist can help you find one that fits your financial profile.
Can I use a VA loan for a second home in Chester?
VA loans are intended for primary residences only. You cannot use a VA loan for a vacation home or investment property. However, if you move, you may be able to use your remaining entitlement for a new primary residence.