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Directory of va loan specialists in Ellicott City, Maryland. Verify credentials with the state mortgage licensing authority before hiring.
12 agents listed
Updated May 2026
Ellicott City, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Maryland before hiring.
Showing 12 va loan specialists in Ellicott City, MD
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
6011 University Blvd Suite 230, Ellicott City, MD 21043
4109464156
Mike Fagan at Guaranteed Rate Affinity (NMLS #182530)
6031 University Blvd Ste, 100, Ellicott City, MD 21043
4104094947
Kimberly Smrek
8167 Main St Unit 202, Ellicott City, MD 21043
4437946070
VA loan specialists in Ellicott City Maryland help veterans and active duty service members secure home financing with no down payment. Maryland law requires lenders to provide a Maryland Homeownership Guaranty and Counseling Program disclosure for certain loans. These specialists guide clients through the VA Certificate of Eligibility process and local property appraisal standards in Howard County.
What Does a VA Loan Specialist in Ellicott City Cost?
VA loan specialist fees in Maryland typically range from 0 to 1 percent of the loan amount for origination fees. The VA funding fee is 2.15 percent for first time use with no down payment and 3.3 percent for subsequent use. Some specialists charge a flat fee between 500 and 1500 dollars for consulting services. Costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a VA loan specialist in Ellicott City do?
A VA loan specialist helps veterans understand eligibility requirements and guides them through the loan application process. They assist with obtaining the VA Certificate of Eligibility and connecting borrowers with VA-approved lenders in Maryland. They also explain local property tax exemptions for disabled veterans in Howard County.
Are there specific Maryland rules for VA loans?
Yes Maryland has a 3 day right of rescission period for refinance loans under federal law. The state also requires lenders to provide a Maryland Homeownership Guaranty disclosure for certain loan types. VA loans in Maryland may have additional county specific recording fees and transfer taxes.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Maryland.