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Find VA Loan Specialists in Towson, MD

Looking for a va loan specialist in Towson? Review the directory below to compare your options.

7 agents listed
Updated June 2026
Towson, MD
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Maryland before hiring.
Showing 7 va loan specialists in Towson, MD Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Primary Residential Mortgage - Towson, MD
1220A E Joppa Rd Suite 118, Towson, MD 21286
(443) 384-6975 primeres.com
Diedra Schaefer - Branch Manager at CMG Home Loans, NMLS# 144182
1020 Cromwell Bridge Rd Suite 100, Towson, MD 21286
(410) 917-1444 diedraschaeferteam.com
Stuart Epstein
1020 Cromwell Bridge Rd Suite 100, Towson, MD 21286
(443) 873-0673 cmghomeloans.com
Vialdy Baez | Loan Officer | Primary Residential Mortgage, Inc.
1220 A E Joppa Rd Suite 118, Towson, MD 21286
(443) 824-3272 primeres.com
Scott Gann Primary Residential Mortgage Consultant
1220a E Joppa Rd Suite 118, Towson, MD 21286
(443) 463-5048 mortgageloansmaryland.com
VA Mortgage
110 West Road Suite 501, Towson, MD 21204
(877) 349-5000
VA Mortgage
110 West Road Suite 501, Towson, MD 21204
(877) 349-5000

A VA loan specialist in Towson, Maryland helps veterans, active duty service members, and surviving spouses navigate the VA home loan process. Maryland offers a state property tax exemption for 100% disabled veterans, which can reduce annual tax burdens. Towson is in Baltimore County, where local lenders often work with the Maryland Department of Veterans Affairs to streamline certification and closing.

What Does a VA Loan Specialist in Towson Cost?

Typical costs for a VA loan specialist in Maryland include an origination fee of up to 1% of the loan amount, plus third party fees for appraisal (around $500 to $700), credit report ($30 to $50), and title services ($800 to $1,200). The VA funding fee ranges from 0.5% to 3.3% depending on use and down payment. Some lenders may charge a flat fee of $500 to $1,000 for processing. Costs vary by lender and loan size. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What are the basic eligibility requirements for a VA loan in Towson?
You must meet service requirements set by the VA, such as 90 consecutive days of active service during wartime or 181 days during peacetime. You also need a valid Certificate of Eligibility (COE). Maryland lenders typically require a minimum credit score of 620, though some may accept lower scores.
Is there a funding fee for VA loans in Maryland?
Yes, the VA charges a funding fee that varies based on your down payment and whether it is your first use. For first-time use with zero down payment, the fee is 2.15% of the loan amount. Veterans receiving VA disability compensation are exempt from this fee.
Can I use a VA loan for a condo in Towson?
Yes, but the condo complex must be on the VA approved list. In Maryland, many condos in Towson are approved, but you should verify with your specialist. The VA requires that at least 50% of units be owner occupied and the complex must meet financial stability standards.

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