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Directory of va loan specialists in Andover, Massachusetts. Verify credentials with the state mortgage licensing authority before hiring.
17 agents listed
Updated May 2026
Andover, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Massachusetts before hiring.
Showing 17 va loan specialists in Andover, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Total Mortgage
75 Essex St, Andover, MA 01810
9788529707
Matthew Tran - Total Mortgage, NMLS #1644981
75 Essex St, Andover, MA 01810
9789738311
Homeownership Hub
1 Main St, Andover, MA 01810
6179594885
Kim Mello – Mortgage Loan Officer at Bangor Savings Bank (NMLS #20340)
26 Chestnut St, Andover, MA 01810
7817100118
Jim Kochakian at CrossCountry Mortgage
2 Elm Square Suite 201B, Andover, MA 01810
9788357413
Village Mortgage - Andover, MA
75 Essex St, Andover, MA 01810
9786859700
Mary Schruender at Rate (NMLS #885647)
2 Elm Ct #203, Andover, MA 01810
9784078397
Kathy Vasel at CrossCountry Mortgage
44 Park St 1st Floor, Ste 1, Andover, MA 01810
9782671467
Guaranteed Rate- Mike Suffoletto
2 Elm Ct #203, Andover, MA 01810
6173837283
Olga Lee at CrossCountry Mortgage
44 Park St 1st Floor, Suite 1, Andover, MA 01810
6173203521
Jim Kelley – Mortgage Loan Officer at Bangor Savings Bank (NMLS #22227)
26 Chestnut St, Andover, MA 01810
9782700851
Bangor Savings Bank – Mortgage Loan Office
26 Chestnut St, Andover, MA 01810
8772264671
Samantha Sirmaian - Total Mortgage, NMLS #1524849
75 Essex St, Andover, MA 01810
9787714747
Melissa Caci – Senior Mortgage Loan Officer at Bangor Savings Bank -NMLS #173535
26 Chestnut St, Andover, MA 01810
7817219282
Anne Concemi - Total Mortgage, NMLS #3527
75 Essex St, Andover, MA 01810
9788529707
Bill Palm – Mortgage Loan Officer at Bangor Savings Bank (NMLS #33986)
26 Chestnut St, Andover, MA 01810
9784761914
CrossCountry Mortgage, LLC
44 Park St 1st Floor, Andover, MA 01810
7817992856
VA loan specialists in Andover Massachusetts help veterans and active duty service members navigate the home buying process. Massachusetts offers additional property tax exemptions for qualifying veterans under Chapter 59 Section 5 of state law. These specialists guide clients through certificate of eligibility requirements and local lender partnerships.
What Does a VA Loan Specialist in Andover Cost?
VA loan specialist fees in Massachusetts typically range from 0.5% to 1% of the loan amount. Some specialists charge a flat fee between $500 and $1,500. The VA funding fee for first time use is 2.15% for regular military and 2.4% for reserves. Costs vary by lender and loan size. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Andover?
A VA loan specialist is a mortgage professional who focuses on VA backed home loans. They help veterans understand eligibility, funding fees, and local property requirements in Andover Massachusetts.
Do I need a Massachusetts specific VA loan specialist?
Yes, because Massachusetts has unique state laws like the Chapter 59 property tax exemption for veterans. A local specialist knows Andover market conditions and can coordinate with Massachusetts approved appraisers.
Free • No Obligation
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Massachusetts.