Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Massachusetts before hiring.
Showing 17 va loan specialists in Andover, MA
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Matthew Tran - Total Mortgage, NMLS #1644981
75 Essex St, Andover, MA 01810
(978) 973-8311
totalmortgage.com
Kim Mello – Mortgage Loan Officer at Bangor Savings Bank (NMLS #20340)
26 Chestnut St, Andover, MA 01810
(781) 710-0118
bangor.com
Jim Kochakian at CrossCountry Mortgage
2 Elm Square Suite 201B, Andover, MA 01810
(978) 835-7413
ccm.com
Kathy Vasel at CrossCountry Mortgage
44 Park St 1st Floor, Ste 1, Andover, MA 01810
(978) 267-1467
ccm.com
Guaranteed Rate- Mike Suffoletto
2 Elm Ct #203, Andover, MA 01810
(617) 383-7283
michaelsuffoletto.com
Olga Lee at CrossCountry Mortgage
44 Park St 1st Floor, Suite 1, Andover, MA 01810
(617) 320-3521
teamolgalee.com
Jim Kelley – Mortgage Loan Officer at Bangor Savings Bank (NMLS #22227)
26 Chestnut St, Andover, MA 01810
(978) 270-0851
bangor.com
Bangor Savings Bank – Mortgage Loan Office
26 Chestnut St, Andover, MA 01810
(877) 226-4671
bangor.com
Samantha Sirmaian - Total Mortgage, NMLS #1524849
75 Essex St, Andover, MA 01810
(978) 771-4747
totalmortgage.com
Melissa Caci – Senior Mortgage Loan Officer at Bangor Savings Bank -NMLS #173535
26 Chestnut St, Andover, MA 01810
(781) 721-9282
bangor.com
Anne Concemi - Total Mortgage, NMLS #3527
75 Essex St, Andover, MA 01810
(978) 852-9707
totalmortgage.com
Bill Palm – Mortgage Loan Officer at Bangor Savings Bank (NMLS #33986)
26 Chestnut St, Andover, MA 01810
(978) 476-1914
bangor.com
CrossCountry Mortgage, LLC
44 Park St 1st Floor, Andover, MA 01810
(781) 799-2856
crosscountrymortgage.com
What Does a VA Loan Specialist in Andover Cost?
VA loan specialist fees in Massachusetts typically range from 0.5% to 1% of the loan amount. Some specialists charge a flat fee between $500 and $1,500. The VA funding fee for first time use is 2.15% for regular military and 2.4% for reserves. Costs vary by lender and loan size. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a VA loan specialist in Andover?
A VA loan specialist is a mortgage professional who focuses on VA backed home loans. They help veterans understand eligibility, funding fees, and local property requirements in Andover Massachusetts.
Do I need a Massachusetts specific VA loan specialist?
Yes, because Massachusetts has unique state laws like the Chapter 59 property tax exemption for veterans. A local specialist knows Andover market conditions and can coordinate with Massachusetts approved appraisers.
What documents do I need for a VA loan in Andover?
You need your Certificate of Eligibility, recent pay stubs, tax returns, and bank statements. Massachusetts may also require proof of Massachusetts residency for state specific benefits.