VA Loan Specialists in Haverhill, MA
Browse va loan specialists serving Haverhill, Massachusetts. Contact information and addresses listed below.
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State Mortgage Licensing Authority of Massachusetts before hiring.
Showing 2 va loan specialists in Haverhill, MA
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A VA loan specialist in Haverhill Massachusetts helps veterans, active duty service members, and eligible surviving spouses secure home financing with favorable terms. Massachusetts law requires all mortgage loan originators to be licensed through the Division of Banks. Haverhill residents benefit from the VA loan program which offers no down payment options and no private mortgage insurance requirements.
What Does a VA Loan Specialist in Haverhill Cost?
Typical costs for a VA loan specialist in Massachusetts include an origination fee of up to 1 percent of the loan amount plus third party fees for appraisal credit report and title search. The VA funding fee ranges from 1.25 percent to 3.3 percent of the loan amount depending on your down payment and service category. These fees vary by lender and loan size. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the basic eligibility requirements for a VA loan in Haverhill?
You must have served 90 consecutive days of active service during wartime or 181 days during peacetime. National Guard and Reserve members may qualify after six years of service. A valid Certificate of Eligibility from the VA is required.
Are there specific property requirements for VA loans in Massachusetts?
Yes the property must meet minimum property requirements set by the VA including safety and structural standards. In Massachusetts the home must also comply with state building codes and local zoning laws in Haverhill.