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Find VA Loan Specialists in Salem, MA

Browse va loan specialists serving Salem, Massachusetts. Contact information and addresses listed below.

7 agents listed
Updated June 2026
Salem, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Massachusetts before hiring.
Showing 7 va loan specialists in Salem, MA Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Phil Tocci Mortgage Lender
210 Essex St, Salem, MA 01970
(617) 710-3980 salemfive.com
JSW Mortgage, LLC.
2 1/2 Becket St, Salem, MA 01970
(617) 294-9001 jswmortgage.com
Dee Reddington at Salem Five Mortgage
210 Essex St, Salem, MA 01970
(617) 763-0063 salemfive.com
Steven Vo at Salem Five
210 Essex St, Salem, MA 01970
(781) 492-6696 prod.salemfive.com
Bank of America Home Mortgage
21 Paradise Rd, Salem, MA 01970
(781) 954-5217 bankofamerica.com
Total Mortgage Salem NMLS #2468597
131 Boston St, Salem, MA 01970
(978) 210-4194 totalmortgage.com
Raphael Lunardi - Total Mortgage NMLS #2432177
131 Boston St #2, Salem, MA 01970
(978) 304-3552 totalmortgage.com

VA loan specialists in Salem Massachusetts help veterans and active duty service members secure home financing with favorable terms. Massachusetts law provides additional protections for military borrowers, including a 90-day foreclosure moratorium for active duty members. Working with a local specialist ensures you understand Salem real estate market conditions and state-specific closing procedures.

What Does a VA Loan Specialist in Salem Cost?

Typical costs for a VA loan specialist in Massachusetts include an origination fee of 0.5% to 1% of the loan amount. Closing costs generally range from 2% to 5% of the purchase price. The VA funding fee is 2.15% for first-time use with no down payment but may be waived for disabled veterans. Costs vary by lender and loan size. This is general information not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a VA loan specialist do in Salem Massachusetts?
A VA loan specialist guides veterans through the mortgage process from pre-approval to closing. They help you obtain a Certificate of Eligibility and ensure the property meets VA minimum property requirements. In Massachusetts they also coordinate with local appraisers familiar with Salem property values.
Are VA loan specialists licensed in Massachusetts?
Yes VA loan specialists must hold a Massachusetts mortgage loan originator license. This requires passing a state exam and completing annual continuing education. You can verify a specialist license through the Massachusetts Division of Banks website.

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