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Looking for a va loan specialist in Ada? Review the directory below to compare your options.
6 agents listed
Updated May 2026
Ada, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 6 va loan specialists in Ada, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Colin Quiney - My City Home Loans
4764 Fulton St E STE 201, Ada, MI 49301
6167265707
Guild Mortgage - Jonathan Arnold
6410 Knapp St NE, Ada, MI 49301
6165812374
Guild Mortgage Company
6410 Knapp St NE, Ada, MI 49301
6169186564
Brad Stinson- The Mortgage Marine
4764 Fulton St E, Ada, MI 49301
6169169295
Guild Mortgage - Stephanie Wood
6410 Knapp St NE, Ada, MI 49301
6166351110
Guild Mortgage - Brian Ferrick
6410 Knapp St NE, Ada, MI 49301
6164851603
VA loan specialists in Ada, Michigan help eligible veterans, active duty service members, and surviving spouses obtain home loans with favorable terms. These professionals guide clients through the VA loan process, including understanding Michigan specific property tax exemptions and the state's unique closing procedures. Working with a local specialist ensures you receive guidance tailored to Ada's real estate market and Michigan's regulatory environment.
What Does a VA Loan Specialist in Ada Cost?
Typical costs for a VA loan specialist in Michigan range from 500 to 1,500 dollars for origination and processing fees, though some specialists charge a flat fee or a percentage of the loan amount. Additional costs may include a VA funding fee of 0.5 to 3.3 percent of the loan amount, depending on your down payment and service category. Michigan law does not cap these fees, so costs vary by lender and case complexity. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What are the eligibility requirements for a VA loan in Ada Michigan?
To qualify for a VA loan in Ada, you must meet service requirements set by the U.S. Department of Veterans Affairs, such as 90 days of active service during wartime or 181 days during peacetime. You also need a valid Certificate of Eligibility. Michigan does not impose additional state level eligibility rules beyond federal standards.
Are there Michigan specific benefits for VA loan holders?
Yes, Michigan offers a property tax exemption for disabled veterans and their surviving spouses, which can reduce annual tax obligations. Additionally, Michigan law requires lenders to provide a specific disclosure about the veteran's right to rescind the loan within three business days. These benefits are separate from the federal VA loan program.
How does the VA loan process differ in Ada compared to other states?
The VA loan process in Ada follows federal guidelines but includes Michigan specific steps such as a mandatory title search and a state required property disclosure form. Michigan also has a 30 day statutory period for the lender to provide the loan estimate after application. Local specialists can help you navigate these timelines and paperwork.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.