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Find VA Loan Specialists Near You in Bingham Farms, MI

Directory of va loan specialists in Bingham Farms, Michigan. Verify credentials with the state mortgage licensing authority before hiring.

6 agents listed
Updated May 2026
Bingham Farms, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 6 va loan specialists in Bingham Farms, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Rapid Home Lending Inc.
30700 Telegraph Rd Suite 4600, Bingham Farms, MI 48025
2485379200
Woodward Home Lending
30100 Telegraph Rd, Bingham Farms, MI 48025
3136991866
Mortgage Express, Inc.
30400 Telegraph Rd suite 401, Bingham Farms, MI 48025
2484178982
Horizon Financial Group, Inc.
30150 Telegraph Rd # 320, Bingham Farms, MI 48025
2485387162
Next Door Lending
30200 Telegraph Rd Ste 105, Bingham Farms, MI 48025
8888853667
Capital Mortgage Funding powered by CMG Home Loans, NMLS ID#1820
32100 Telegraph Rd Ste 220, Bingham Farms, MI 48025
2485697283

A VA loan specialist in Bingham Farms, Michigan helps veterans, active duty service members, and eligible surviving spouses secure home financing with no down payment. Michigan law requires all mortgage loan originators to be licensed through the Michigan Department of Insurance and Financial Services (DIFS). Local specialists understand the unique real estate market in Oakland County and can guide you through the VA appraisal process specific to Michigan properties.

What Does a VA Loan Specialist in Bingham Farms Cost?

VA loan specialists in Michigan typically do not charge borrowers directly. Instead, they earn compensation from the lender, which is included in the loan costs. Typical lender fees range from 0.5% to 1.5% of the loan amount. The VA funding fee (2.15% for first-time use with no down payment) can be rolled into the loan. Some specialists may charge a flat fee for pre-approval or document preparation, usually between $200 and $500. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in Bingham Farms Michigan?
A VA loan specialist is a licensed mortgage professional who focuses on VA-backed home loans. They help borrowers understand eligibility, obtain a Certificate of Eligibility (COE), and navigate the loan process under Michigan regulations.
Do I need a Michigan specific VA loan specialist?
Yes, Michigan has specific property tax exemptions for disabled veterans and unique foreclosure laws. A local specialist knows these rules and can help you apply for the Michigan Veterans Property Tax Exemption if you qualify.