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VA Loan Specialists in Birmingham, MI

Looking for a va loan specialist in Birmingham? Review the directory below to compare your options.

13 agents listed
Updated June 2026
Birmingham, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Michigan before hiring.
Showing 13 va loan specialists in Birmingham, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Swift Home Loans
805 E Maple Rd, Birmingham, MI 48009
(833) 697-9438 swifthomeloans.com
Better Rate Mortgage
390 Park St Suite 100, Birmingham, MI 48009
(248) 225-6728 mybetterrate.com
Rockwood Mortgage
33834 Woodward Ave, Birmingham, MI 48009
(248) 703-0115 rockwoodmortgage.com
Power Home Loans
925 E Maple Rd, Birmingham, MI 48009
(248) 275-0405 powerhl.com
Griffen Hock - Berkshire Capital - Home Mortgage Specialist
33687 Woodward Ave, Birmingham, MI 48009
(248) 755-0765
York Financial Inc
1221 Bowers St #914, Birmingham, MI 48012
(248) 593-9900 yorkloan.com
Lewis Financial Mortgage
401 S Old Woodward Ave Suite #435, Birmingham, MI 48009
(248) 901-1700 lewisfin.com
Prolific Mortgage
166 W Maple Rd Suite 200, Birmingham, MI 48009
(248) 533-8480 prolificmortgage.com
Mason Miller, First National Mortgage Bankers, NMLS#185193
700 E Maple Rd Suite 302, Birmingham, MI 48009
(866) 644-6910 snap.mortgageone.com
Century Mortgage Lending
1945 Southfield Rd, Birmingham, MI 48009
(248) 258-4977 centuryml.com
Bloom Lending
280 N Old Woodward Ave Suite 100, Birmingham, MI 48009
(734) 645-5646 bloomlendingmi.com
BANCO MORTGAGE CENTRE
379 Hamilton Row, Birmingham, MI 48009
(248) 258-5600
Thomas Strausser, Mortgage Loan Office, Huntington National Bank NMLS#697439
1040 E Maple Rd, Birmingham, MI 48009
(248) 655-5627 huntington.com

A VA loan specialist in Birmingham, Michigan helps veterans and active duty service members secure home loans with no down payment. Michigan law provides additional property tax exemptions for disabled veterans, which can reduce overall housing costs. Birmingham offers a strong housing market, and a specialist can guide you through local appraisal and closing requirements.

What Does a VA Loan Specialist in Birmingham Cost?

Typical costs for a VA loan specialist in Michigan include a loan origination fee of up to 1 percent of the loan amount. The VA funding fee is 2.15 percent for first-time use with no down payment, but it is waived for veterans with a service-connected disability. Appraisal fees in Birmingham average 500 to 700 dollars, and title insurance costs vary. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a VA loan specialist in Birmingham Michigan?
A VA loan specialist is a mortgage professional who handles VA-backed home loans for veterans. They know Michigan specific rules, such as the state property tax exemption for disabled veterans. They help you with eligibility, paperwork, and closing in Birmingham.
How do I qualify for a VA loan in Birmingham Michigan?
You must meet VA service requirements and have a valid Certificate of Eligibility. Michigan does not have a state-specific income limit, but lenders check credit and debt-to-income ratios. A specialist can help you get your COE from the VA.
Are there Michigan specific fees for VA loans in Birmingham?
Michigan charges a mortgage recording tax, but VA loans are exempt from this tax. You may still pay a VA funding fee unless you are exempt due to a service-connected disability. Closing costs in Birmingham typically range from 2 to 5 percent of the loan amount.